22426 SW 88th Path, Cutler Bay (Miami), FL 33190 Property Records

Miami-Dade County property record for 22426 SW 88th Path, Cutler Bay, FL 33190

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,747 sqft · built 2010
Lot Size	0.043 acres (1,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,500 (Sep 2023)
Tax Bill	$8,589 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`36-6016-016-2550`

Property Details

APN / Parcel Number

Primary APN	`36-6016-016-2550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,747 sqft Living Area
Gross Area	2,040 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Lot Area	1,861 sqft (0.043 acres)

Location & Zoning

Street Address	22426 SW 88TH PATH
City	CUTLER BAY
State	FL
Zip	33190-1298
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	3002
Legal Description	LAKES BY THE BAY GEE PB 164-043T-22075 LOT 12 BLK 25 LOT SIZE 1861 SQ FT FAU 36 6016 000 0020
Legal Range	40E
Legal Township	56S
Legal Section	16
Legal Subdivision	LAKES BY THE BAY GEE
Legal Block	25
Legal Lot Number	12
Jurisdiction	DADE FL
Township / Civil Division	PRINCETON-GOULDS
Census Block Group	1
Census Block	1010
Census Tract	10625

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22426 SW 88TH PATH, CUTLER BAY, FL 33190-1298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED WHOLESALE MORTGAGE
Sep 7, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 27, 2018	Loan Modification, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Jan 4, 2011 · Amount on Record
Deed Document Number	2023630738
Deed Book / Page	33870 / 4116
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	22426 SW 88TH PATH, CUTLER BAY, FL 33190-1298
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22426 SW 88TH PATH, CUTLER BAY, FL 33190-1298
Investor	Possibly a Property Investor

Mortgage

Document Number	0000302024
Date	Apr 22, 2025
Book Page	34719/2721
Instrument	2025R0302024

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	22426 SW 88TH PATH, CUTLER BAY, FL 33190-1298
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22426 SW 88TH PATH, CUTLER BAY, FL 33190-1298
Investor	Possibly a Property Investor

Mortgage

Document Number	0000630740
Date	Sep 7, 2023
Book Page	33870/4142
Instrument	2023R0630740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Sep 7, 2023
Property Address	22426 SW 88TH PATH, CUTLER BAY, FL 33190-1298
Document Number	0000630738
Book / Page	33870 / 4116
Map Reference	MB 164 PG 43
Instrument Date	Aug 17, 2023
Instrument	2023R0630738
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	FISHERMANS TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,643.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20511 SW 116TH RD, CUTLER BAY, FL 33189-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22426 SW 88TH PATH # NA, NA, CUTLER BAY, FL 33190-1298
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004119
Date	Sep 7, 2023
Instrument	33870/4119

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000630740
Date	Sep 7, 2023
Book Page	33870/4142
Instrument	2023R0630740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DADE FL
Property Address	22426 SW 88TH PATH, CUTLER BAY, FL 33190-1298
Document Number	0000593744
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22426 SW 88TH PATH CUTLER BAY FL 331901298, CUTLER BAY, FL 33190-1298

Mortgage

Document Number	0000593744
Date	Sep 28, 2018
Book Page	031160/000450
Instrument	593744

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Cutler Bay Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,589.00 (+78.75%) Homeowner's exemption	$358,092 (+127.86%)	$358,440 (+3.9%)
2023	$4,805.00 (+2.65%) Homeowner's exemption	$157,155 (+3%)	$345,000 (+24.97%)
2022	$4,681.00 Homeowner's exemption	$152,578	$276,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 281 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	507 units insured incl. 226 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
SkyNet360 Fixed Wireless	160 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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