22420 McPhall Rd, Armada, MI 48005 Property Records

Macomb County property record for 22420 McPhall Rd, Armada, MI 48005 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Architecture StyleCape Cod
Year BuiltBuilt 1994
Square Footage1,812 sqft Living Area
Lot Size43,560 sqft (1 acres)
GarageAttached, 456 sqft
OccupancyOwner Occupied
Tax Bill$3,005.00 (2025)

Property Details

APN / Parcel Number

Primary APN13-02-11-200-009
Alternative APN
  • 0211200009

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,812 sqft Living Area
1st Floor1,224 sqft 1st Floor
Basement Area1,032 sqft Basement
Unfinished Basement1,032 sqft Unfinished

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area43,560 sqft (1 acres)
Lot Width190 ft Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area456 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address22420 MCPHALL RD
CityARMADA
StateMI
Zip48005-1407
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description02-11-200-009 SEC. 11; BEG. AT N 1/4 POST SEC 11; TH S87 DEG 20' 14" E 190.0 FT. ALG. N SEC. LINE; TH S 03 DEG 09' 16" W.
JurisdictionMACOMB MI
Minor Civil DivisionARMADA
Census Blockgroup1
Census Block1028
Census Tract212000

Owner

Source: Macomb County records · APN 13-02-11-200-009

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22420 MCPHALL RD, ARMADA, MI 48005-1407
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2024Deed of Trust, Mortgage · Line of Credit
CORNERSTONE COMMUNITY FINANCIAL CREDIT U
Dec 01, 2023Intrafamily Transfer, Transfer
Jun 01, 2022Deed of Trust, Mortgage · Line of Credit
ADVIA CU
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Sep 15, 2020Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
Jan 30, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateNov 30, 2023
Transfer Doc0000099792
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22420 MCPHALL RD, ARMADA, MI 48005-1407
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address22420 MCPHALL RD, ARMADA, MI 48005-1407

Mortgage

Document Number2400030076
DateApr 08, 2024
Book Page29541/891
Instrument202400030076
Lender
NameCORNERSTONE COMMUNITY FINANCIAL CREDIT U
Address2955 UNIVERSITY DR, AUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueMar 28, 2044
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateDec 01, 2023
Property Address22420 MCPHALL RD, ARMADA, MI 48005-1407
Document Number2300099792
Book / Page29394 / 807
Instrument DateNov 30, 2023
Instrument202300099792
Transaction TypeTransfer
Record UpdatedDec 13, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22420 MCPHALL RD, ARMADA, MI 48005-1407

Transferred To (Grantee/Buyer)

NameVerified Name
Address22420 MCPHALL RD, ARMADA, MI 48005-1407

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22420 MCPHALL RD, ARMADA, MI 48005-1407
Transaction TypeMortgage
Record UpdatedJun 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address22420 MCPHALL RD, ARMADA, MI 48005-1407

Mortgage

Document Number2200070933
DateJun 01, 2022
Book Page28638/893
Instrument202200070933
Lender
NameADVIA CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 31, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22420 MCPHALL RD, ARMADA, MI 48005-1407
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address22420 MCPHALL RD, ARMADA, MI 48005-1407

Mortgage

Document Number2102225364
DateAug 25, 2021
Book Page27938/405
Instrument202102225364
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22420 MCPHALL RD, ARMADA, MI 48005-1407
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address22420 MCPHALL RD, ARMADA, MI 48005-1407

Mortgage

Document Number0000110458
DateSep 15, 2020
Book Page26994/166
Instrument2110458
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address22420 MCPHALL RD, ARMADA, MI 48005-1407
Document Number0000014568
Book / Page025205 / 000357
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedFeb 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address22420 MCPHALL RD ARMADA MI 480051407, ARMADA, MI 48005-1407

Mortgage

Document Number0000014568
DateFeb 07, 2018
Book Page025205/000357
Instrument14568
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 06, 2048

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionArmada Township
Unified School DistrictArmada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$166,000 (+22.06%)$332,000 (+22.06%)
2025$3,005.00 (+16.43%)
2023$136,000$272,000
2022$2,581.00

Flood & Wildfire

22420 McPhall Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Macomb County (26099C), updated October 4, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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