2242 Waterside Way, Keswick, VA 22947 Property Records

Albemarle County property record for 2242 Waterside Way, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,082 sqft · built 2016
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$865,000 (Mar 2021)
Tax Bill	$11,923 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093A5-K2-0C-00700`

Property Details

APN / Parcel Number

Primary APN	`093A5-K2-0C-00700`
Alternative APN	`272399`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,082 sqft Finished Area
Basement Area	2,074 sqft
Finished Basement	1,405 sqft
Unfinished Basement	669 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	20,038 sqft (0.46 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	575 sqft
Patio Area	352 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2242 WATERSIDE WAY
City	KESWICK
State	VA
Zip	22947-9211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	GLENMORE, LOT 7, BLOCK K2C
Legal Subdivision	GLENMORE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2006
Census Tract	10402

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2242 WATERSIDE WAY, KESWICK, VA 22947-9211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 19, 2021	Deed, Transfer · Conventional Mortgage NFM INC
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Jul 7, 2016 · Amount on Record
Deed Document Number	20214860
Deed Book / Page	5502 / 404
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2242 WATERSIDE WAY, KESWICK, VA 22947-9211
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2242 WATERSIDE WAY, KESWICK, VA 22947-9211

Mortgage

Document Number	202300007900
Date	Sep 13, 2023
Instrument	202300007900

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 19, 2021
Property Address	2242 WATERSIDE WAY, KESWICK, VA 22947-9211
Document Number	005502/404
Book / Page	5502 / 404
Map Reference	MB 4712 PG 6-21
Instrument Date	Mar 18, 2021
Instrument	202100004860
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2242 WATERSIDE WAY, KESWICK, VA 22947-9211

Mortgage

Document Number	202100004861
Date	Mar 19, 2021
Instrument	202100004861

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2242 WATERSIDE WAY, KESWICK, VA 22947-9211
Document Number	0000000458
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2242 WATERSIDE WAY KESWICK VA 229479211, KESWICK, VA 22947-9211

Mortgage

Document Number	0000000458
Date	Jan 12, 2017
Book Page	004864/000499
Instrument	458

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,923.00 (+14.47%)	$1,333,700 (+14.46%) Land $225,000 Building $1,108,700	$1,333,700 (+14.46%) Land $225,000 Building $1,108,700
2025	$10,416.00 (+15.93%)	$1,165,200 (+10.74%) Land $215,000 Building $950,200	$1,165,200 (+10.74%) Land $215,000 Building $950,200
2023	$8,985.00	$1,052,200 Land $215,000 Building $837,200	$1,052,200 Land $215,000 Building $837,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940

Cell Coverage

4G LTE only, no 5G reported

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