Charleston County property record for 2242 Sandy Point Ln, Mount Pleasant, SC 29466
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,206 sqft · built 2005 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $438,000 (Jun 2013) |
| Tax Bill | $2,284 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 583-05-00-237 |
| Primary APN | 583-05-00-237 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,206 sqft Living Area |
| Gross Area | 5,297 sqft |
| 1st Floor Area | 1,720 sqft |
| Upper Floors Area | 1,486 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 128 ft deep x 64 ft wide |
| Terrain | High |
| Porch | Slab |
| Porch Area | 751 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 2242 SANDY POINT LN |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29466-8933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -RIVERTOWNE DESCRIPTION -LOT 32 PHASE 4 SECTION 3 TRACT 2 |
| Legal Subdivision | RIVERTOWNE |
| Legal Phase | 4 |
| Legal Tract | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 4615 |
2242 Sandy Point Ln is owned and occupied by two individuals who bought it in June 2013.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2242 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| Oct 2, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2013 · Amount on File |
| Deed Sale | Jun 25, 2013 · Amount on File |
| Prior Sale | Jun 15, 2010 · Amount on File |
| Deed Book / Page | 340 / 931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Aug 19, 2026 |
| Property Address | 2242 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8933 |
| Document Number | 0000052133 |
| Book / Page | 1410 / 492 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202652133 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2242 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8933 |
| Document Number | 0000052133, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 1410/492 |
| Instrument | 202652133 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 2242 SANDY POINT LN, MOUNT PLEASANT, SC 29466-8933 |
| Document Number | 0928/0462 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2242 SANDY POINT LN MOUNT PLEASANT SC 294668933, MOUNT PLEASANT, SC 29466-8933 |
| Document Number | 0928/0462 |
|---|---|
| Date | Oct 24, 2020 |
| Book Page | 000928/000462 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 23, 2045 |
The 2025 property tax bill for 2242 Sandy Point Ln was $2,284, up 12.2% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,284.00 (+12.24%) | $581,900 (+2,775%) Land $113,681 Building $468,219 | $1,060,900 Land $213,800 Building $847,100 |
| 2024 | $2,035.00 | $20,240 | |
| 2022 | $1,869.00 | $20,240 | $560,500 Land $109,500 Building $451,000 |
| 2020 | $560,500 Land $109,500 Building $451,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2242 Sandy Point Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 546 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 546 in force |
| Nearby Flood Claims | 4 (2004–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2242 Sandy Point Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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