2242 Hwy 231, Cottondale, FL 32431 Property Records

Jackson County property record for 2242 Hwy 231, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,562 sqft · built 1994
Lot Size1.07 acres (46,653 sqft)
Owner2 Individual Names on Record
Tax Bill$1,463 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN24-4N-12-0000-0160-0031

Property Details

APN / Parcel Number

Primary APN24-4N-12-0000-0160-0031
Alternative APN
  • 12 N 424000001600031

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,562 sqft Living Area
Gross Area4,388 sqft
1st Floor Area1,386 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area46,653 sqft (1.07 acres)
Garage TypeAttached
Garage Area690 sqft
DrivewayDriveway
PorchFinished/Open Porch
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCistern

Location & Zoning

Street Address2242 HIGHWAY 231
CityCOTTONDALE
StateFL
Zip32431-7422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 528 P 316 COMM AT NWC OF SE1/4 OF SE1/4, RUN S 360 FT, S 88* E 261.35 FT TO BEGIN, RUN S 88* E 155.25 FT, N 2* E 280.58 FT, N 88* W 155.25 FT, S 2* W 280.58 FT TO POB. ALSO EASEMENT FOR INGRESS/EGRESS... ALSO COMM AT NWC OF SE1/4 OF SE1/4, RUN S 3
Legal Range12W
Legal Township04N
Legal Section24
Legal Block31
Legal Lot Number160
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group3
Census Block3071
Census Tract210400

Owner

Source: Jackson County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2242 HIGHWAY 231, COTTONDALE, FL 32431-7422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 8, 2000
Transfer Doc0007630486
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2242 HIGHWAY 231, COTTONDALE, FL 32431-7422
Document Number0016180639
Instrument DateJul 19, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyHAYWARD TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2242 HIGHWAY 231 COTTONDALE FL 324317422, COTTONDALE, FL 32431-7422

Mortgage

Document Number0016180639
DateJul 29, 2019
Book Page001618/000639
Instrument32009141
Lender
NameENVISION CU
TypeCredit Union
AddressTALLAHASSEE, FL 32317
Agreement
AmountAmount Recorded
Term360 Months
DueJul 28, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,463.00 (+3.25%) Homeowner's exemption$150,144 (+2.86%)$229,511 (-1.56%) Land $9,104 Building $220,407
2024$1,417.00 (+6.14%) Homeowner's exemption$145,967 (+2.96%)$233,137 (+2.07%) Land $9,104 Building $224,033
2023$1,335.00 (+10.51%) Homeowner's exemption$141,772 (+2.96%)$228,398 (+22.43%) Land $9,104 Building $219,294
2022$1,208.00 Homeowner's exemption$137,699$186,548 Land $8,568 Building $177,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

May also be available: T-Mobile.

Nearby Properties on Hwy 231

Nearby Streets

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