2242 Francis St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2242 Francis St, Saint Joseph, MO 64501

Property Summary

Property TypeSingle Family Home
Details902 sqft · built 1902
Lot Size0.116 acres (5,040 sqft)
OwnerIndividual Name on File
Last Sale$119,004 (Jan 2025)
Tax Bill$835 (2025)
Deeds & MortgagesOct 2025 Mortgage
APN06-2.0-09-004-002-121.000

Property Details

APN / Parcel Number

Primary APN06-2.0-09-004-002-121.000

Interior

Building Area902 sqft Base Area
1st Floor Area902 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Lot Area5,040 sqft (0.116 acres)
Lot Dimensions112 ft deep x 45 ft wide

Location & Zoning

Street Address2242 FRANCIS ST
CitySAINT JOSEPH
StateMO
Zip64501-2541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:MCDONALD PLACE LOT:11 BLK:4LGL DESC:W 8.5' LOT 18 BLK 1 VILLAROSA ASSESSED WITH THIS TRACT
Legal SubdivisionMCDONALD PLACE
Legal Block4
Legal Lot Number11,18
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3004
Census Tract900

Owner

2242 Francis St is owned and occupied by an individual who bought it in January 2025.

Source: Buchanan County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address2242 FRANCIS ST, SAINT JOSEPH, MO 64501-2541
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2025 · Amount on File
Deed SaleJan 29, 2025 · Amount on File
Prior SaleAug 21, 2024
Deed Document Number2025683
Deed Book / Page3804 / 705
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2242 FRANCIS ST, SAINT JOSEPH, MO 64501-2541
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2242 FRANCIS ST, SAINT JOSEPH, MO 64501-2541

Mortgage

Document Number0003812/19
DateOct 1, 2025
Book Page3812/19
Instrument2025008078
Lender
NameSERVICEMAC LLC
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term352 Months
DueFeb 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2242 Francis St was $835.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$835.00$11,650 Land $1,900 Building $9,750$61,340 Land $10,000 Building $51,340
2024$835.00 (+15.49%)
2023$723.00 (-0.69%)$11,020 (-) Land $1,900 Building $9,120$58,000 Land $10,000 Building $48,000
2022$728.00$11,020 Land $1,900 Building $9,120
2021$58,000 Land $10,000 Building $48,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2242 Francis St; there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1986–1996)
Most Recent ClaimJun 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2242 Francis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: AT&T.

Nearby Properties on Francis St

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