2242 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2242 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,288 sqft
Lot Size	0.315 acres (13,752 sqft)
Owner	Individual Name on Record
Last Sale	$293,415 (Jul 2017)
Tax Bill	$7,866 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`387-0045-00050`

Property Details

APN / Parcel Number

Primary APN	`387-0045-00050`
Alternative APN	`1034982`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,288 sqft Gross Area
1st Floor Area	1,288 sqft
Basement Area	868 sqft
Finished Basement	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,752 sqft (0.315 acres)
Garage Area	1,856 sqft

Exterior Amenities

Porch	Slab
Porch Area	343 sqft
Deck Area	39 sqft
Cabin	408 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1034982
Street Address	2242 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 AND 6 AND THE EAST 50 FEET (MEASUREDAT RIGHT ANGLES) OF LOT 7 SERIAL #
Legal Subdivision	ANITA BEACH FIRST DIVISION
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 ALASKA PL S, CAMBRIDGE, MN 55008-4160
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage CHOICE FIN'L
Jul 31, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jul 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	2017987884
Prior Transfer Date	Jul 24, 2017
Prior Transfer Doc	000T987883
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2242 BIRCH POINT RD, TOWER, MN 55790-8113
Document Number	00T1022763
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2242 BIRCH POINT RD TOWER MN 557908113, TOWER, MN 55790-8113

Mortgage

Document Number	00T1022763
Date	Apr 27, 2020
Instrument	T1022763

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 31, 2017
Property Address	2242 BIRCH POINT RD, TOWER, MN 55790-8113
Document Number	000T987884
Instrument Date	Jul 24, 2017
Instrument	T987884
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$968.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 138TH AVE NW ANDOVER MN 553046712, ANDOVER, MN 55304-6712

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 31, 2017
Property Address	2242 BIRCH POINT RD, TOWER, MN 55790-8113
Document Number	000T987883
Instrument Date	Jul 24, 2017
Instrument	T987883
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	161 138TH AVE NW ANDOVER MN 553046712, ANDOVER, MN 55304-6712

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,866.00 (+19.69%)
2025	$6,572.00 (+23.95%)	$835,000 (+27.7%) Land $363,300 Building $471,700	$835,000 (+27.7%) Land $363,300 Building $471,700
2024	$5,302.00	$653,900 (+79.49%) Land $278,200 Building $375,700	$653,900 (+79.49%) Land $278,200 Building $375,700
2022		$364,300 Land $101,500 Building $262,800	$364,300 Land $101,500 Building $262,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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