2242 Barrett Dr, Algonquin, IL 60102 Property Records

Kane County property record for 2242 Barrett Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,100 sqft · built 1998
Lot Size	0.242 acres (10,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Nov 2023)
Tax Bill	$11,665 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-05-452-008`

Property Details

APN / Parcel Number

Primary APN	`03-05-452-008`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,100 sqft Living Area
Gross Area	4,659 sqft
1st Floor Area	1,984 sqft
Basement Area	929 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	10,545 sqft (0.242 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2242 BARRETT DR
City	ALGONQUIN
State	IL
Zip	60102-6084
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY FARMS ; LOT 23 WILLOUGHBY FARMS SOUTH UNIT 1 10425 SUBDIVISION: WILLOUGHBY FARMS RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	WILLOUGHBY FARMS
Legal Block	1
Legal Lot Number	23
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1002
Census Tract	850105

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1095 MEGHAN AVE, ALGONQUIN, IL 60102-4007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Nov 2, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Oct 6, 1998 · Amount on Record
Deed Document Number	202338638
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2242 BARRETT DR, ALGONQUIN, IL 60102-6084
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039746
Date	Oct 10, 2025
Instrument	2025K039746

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	5-Year CMT
Margin	2
Max Rate	10.7%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 2, 2023
Property Address	2242 BARRETT DR, ALGONQUIN, IL 60102-6084
Document Number	0000038638
Instrument Date	Oct 23, 2023
Instrument	2023K038638
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2242 BARRETT DR, ALGONQUIN, IL 60102-6084

Mortgage

Document Number	0000038639
Date	Nov 2, 2023
Instrument	2023K038639

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2242 BARRETT DR, ALGONQUIN, IL 60102-6084
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057528
Date	Jul 27, 2021
Instrument	2021K057528

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,665.00 (+10.16%)	$169,263 (+9.42%) Land $30,655 Building $138,608	$507,992 (+9.42%) Land $92,002 Building $415,990
2024		$154,691 (+16.56%) Land $28,016 Building $126,675	$464,259 (+16.6%) Land $84,082 Building $380,177
2022	$10,589.00 (+2.93%) Homeowner's exemption	$132,717 (+5.91%) Land $25,208 Building $107,509	$398,151 (+5.91%) Land $75,624 Building $322,527
2021	$10,288.00 Homeowner's exemption	$125,311 Land $23,801 Building $101,510	$375,933 Land $71,403 Building $304,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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