2242 Banstead Rd, Midlothian, VA 23113 Property Records

Chesterfield County property record for 2242 Banstead Rd, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,964 sqft · built 1979
Lot Size	0.709 acres (30,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Sep 2025)
Tax Bill	$5,691 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0071504WF00P009`

Property Details

APN / Parcel Number

Primary APN	`0071504WF00P009`
Alternative APNs	`726-71-41-07-500-000` `086269001` `494878000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,964 sqft Finished Area
1st Floor Area	96 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	30,884 sqft (0.709 acres)
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	292 sqft
Patio Area	292 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	494878000
Street Address	2242 BANSTEAD RD
City	MIDLOTHIAN
State	VA
Zip	23113-4101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	SALISBURY L9BK P SE WINTERFLD
Legal Subdivision	SALISBURY
Legal Block	P
Legal Lot Number	9
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1003
Census Tract	100936

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2242 BANSTEAD RD, MIDLOTHIAN, VA 23113-4101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Deed Document Number	202532686
Deed Book / Page	15013 / 592
Prior Transfer Date	Aug 7, 2024
Prior Transfer Doc	014640-799
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 24, 2025
Property Address	2242 BANSTEAD RD, MIDLOTHIAN, VA 23113-4101
Document Number	015013-592
Book / Page	15013 / 592
Map Reference	MB 1688 PG 1339
Instrument Date	Sep 22, 2025
Instrument	250032686
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2242 BANSTEAD RD, MIDLOTHIAN, VA 23113-4101

Mortgage

Document Number	0250032687
Date	Sep 24, 2025
Instrument	250032687

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Max Rate	6.75%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,691.00 (+7.03%)	$636,700 (+7.06%) Land $155,000 Building $481,700	$636,700 (+7.06%) Land $155,000 Building $481,700
2025	$5,317.00 (+13.08%)	$594,700 (+15.7%) Land $135,000 Building $459,700	$594,700 (+15.7%) Land $135,000 Building $459,700
2023	$4,702.00	$514,000 Land $107,000 Building $407,000	$514,000 Land $107,000 Building $407,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20