22418 45th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 22418 45th Ave E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,812 sqft · built 1998
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$201,719 (Dec 2015)
Tax Bill$4,894 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN500216-0-340

Property Details

APN / Parcel Number

Primary APN500216-0-340

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,812 sqft Living Area
Gross Area440 sqft
1st Floor Area840 sqft
Upper Floors Area972 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address22418 45TH AVE E
CitySPANAWAY
StateWA
Zip98387-6975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSECTION 13 TOWNSHIP 18 RANGE 03 QUARTER 21 CASTLE ADDITION P. D. D. L 34 TOG/W UNDIV INT IN TR A & B EASE OF REC OUT OF 2-002 SEG K0236 10/28/98MD
Legal Range03
Legal Township18
Legal Section13
Legal SubdivisionCASTLE ADDITION P. D. D.
Legal TractA
Legal Lot Number34
JurisdictionPIERCE WA
Township / Civil DivisionGRAHAM-THRIFT
Census Block Group4
Census Block4001
Census Tract73114

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22418 45TH AVE E, SPANAWAY, WA 98387-6975
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK
May 3, 2019Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2015 · Amount on Record
Deed SaleDec 18, 2015 · Amount on Record
Prior SaleSep 10, 1999 · Amount on Record
Deed Document Number2015439
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address22418 45TH AVE E, SPANAWAY, WA 98387-6975
Transaction TypeMortgage
Record UpdatedJan 26, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address22418 45TH AVE E, SPANAWAY, WA 98387-6975

Mortgage

Document Number0001140191
DateJan 14, 2026
Instrument202601140191
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 11, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address22418 45TH AVE E, SPANAWAY, WA 98387-6975
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007070453
DateJul 7, 2021
Instrument202107070453
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address22418 45TH AVE E, SPANAWAY, WA 98387-6975
Document Number2004300490
Instrument DateApr 25, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22418 45TH AVE E SPANAWAY WA 983876975, SPANAWAY, WA 98387-6975

Mortgage

Document Number2004300490
DateApr 30, 2020
Instrument202004300490
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address22418 45TH AVE E, SPANAWAY, WA 98387-6975
Document Number1906070096
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedJun 19, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address22418 45TH AVE E SPANAWAY WA 983876975, SPANAWAY, WA 98387-6975

Mortgage

Document Number1906070096
DateJun 7, 2019
Instrument201906070096
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 6, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$433,300 (+8.22%) Land $150,700 Building $282,600$433,300 (+8.22%) Land $150,700 Building $282,600
2025$4,894.00 (+4.17%)
2024$4,698.00 (-3.45%)$400,400 (-5.41%) Land $133,800 Building $266,600$400,400 (-5.41%) Land $133,800 Building $266,600
2023$4,866.00$423,300 Land $142,800 Building $280,500$423,300 Land $142,800 Building $280,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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