22417 Cave Hill Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 22417 Cave Hill Rd, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,588 sqft · built 1974
Lot Size	4.96 acres (216,058 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-014554`

Property Details

APN / Parcel Number

Primary APN	`07-014554`
Alternative APN	`014554`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,588 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	216,058 sqft (4.96 acres)

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014554
Street Address	22417 CAVE HILL RD
City	SMITHSBURG
State	MD
Zip	21783-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.96 ACRES 22417 CAVE HILL RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2007
Census Tract	11301

Owner

Source: Washington County records · APN 07-014554

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22417 CAVE HILL RD, SMITHSBURG, MD 21783-1533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2007
Deed Sale	Aug 02, 2007
Deed Document Number	2007216593
Deed Book / Page	3345 / 482
Prior Transfer Date	Jun 01, 2007
Prior Transfer Doc	0033450482
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22417 CAVE HILL RD, SMITHSBURG, MD 21783-1533
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070610132
Date	Jul 19, 2022
Book Page	7061/132

Lender

Name	STATE EMPLOYEES CU OF MARYLAND
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2032

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,167 (+9.7%)	$233,100 (-) Land $104,700 Building $128,400
2025	$1,926.00 (+5.53%) Homeowner's exemption	$195,233 (+15.77%)	$233,100 (+32.22%) Land $104,700 Building $128,400
2024	$1,825.00 (+4.11%)
2023	$1,753.00 Homeowner's exemption	$168,633	$176,300 Land $104,700 Building $71,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.