22415 E Broad Ave, Otis Orchards, WA 99027 Property Records

Spokane County property record for 22415 E Broad Ave, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,902 sqft · built 1977
Lot Size	0.245 acres (10,660 sqft)
Owner	2 Individual Names on File
Last Sale	$193,500 (Apr 2017)
Tax Bill	$3,547 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56343.0305`

Property Details

APN / Parcel Number

Primary APN	`56343.0305`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	966 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,660 sqft (0.245 acres)
Lot Dimensions	130 ft deep x 82 ft wide
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	22415 E BROAD AVE
City	OTIS ORCHARDS
State	WA
Zip	99027-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ORCHARD GARDENS L5 B3
Legal Range	45E
Legal Township	26N
Legal Section	34
Legal Subdivision	ORCHARD GARDENS
Legal Block	3
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	LIBERTY LAKE
Census Block Group	3
Census Block	3024
Census Tract	13201

Owner

22415 E Broad Ave is owned and occupied by two individuals who bought it in April 2017.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22415 E BROAD AVE, OTIS ORCHARDS, WA 99027-9360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 18, 2017	Warranty Deed, Transfer · Conventional with PMI HERITAGE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017 · Amount on File
Deed Sale	Apr 18, 2017 · Amount on File
Prior Sale	May 28, 2013 · Amount on File
Deed Document Number	20176596081
Prior Transfer Date	Jan 3, 2011
Prior Transfer Doc	0005967526
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	22415 E BROAD AVE, OTIS ORCHARDS, WA 99027-9360
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006948773
Date	Jul 29, 2020
Instrument	6948773

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 18, 2017
Property Address	22415 E BROAD AVE, OTIS ORCHARDS, WA 99027-9360
Document Number	0006596081
Instrument Date	Apr 12, 2017
Instrument	6596081
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,449.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22415 E BROAD AVE OTIS ORCHARDS WA 990279360, OTIS ORCHARDS, WA 99027-9360

Mortgage

Document Number	6596082
Date	Apr 18, 2017
Instrument	6596082

Lender

Name	HERITAGE HM LOANS
Type	Funding / Finance Company
Address	SPOKANE, WA 99212

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 22415 E Broad Ave was $3,547, up 4.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,547.00 (+4.26%)	$337,400 Land $90,000 Building $247,400	$337,400 Land $90,000 Building $247,400
2025	$3,402.00
2024		$349,000 (+34.33%) Land $80,000 Building $269,000	$349,000 (+34.33%) Land $80,000 Building $269,000
2023	$3,447.00 (+10.48%)	$259,800 Land $65,000 Building $194,800	$259,800 Land $65,000 Building $194,800
2022	$3,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22415 E Broad Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22415 E Broad Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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