2241 Valko Ave, Sacramento, CA 95822 Property Records

Sacramento County property record for 2241 Valko Ave, Sacramento, CA 95822

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1975
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2023)
Tax Bill	$4,930 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2023 Foreclosure + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`048-0185-027-0000`

Property Details

APN / Parcel Number

Primary APN	`048-0185-027-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	329 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2241 VALKO AVE
City	SACRAMENTO
State	CA
Zip	95822-5318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FLORIN ESTATES, LOT 169
Legal Subdivision	FLORIN ESTATES
Legal Lot Number	169
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3012
Census Tract	4202

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2241 VALKO AVE, SACRAMENTO, CA 95822-5318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 28, 2023	Trustee's Deed, Foreclosure · Commercial Mortgage BANK OF THE WEST
Oct 18, 2019	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG
Jul 12, 2019	Grant Deed, Construction Loan · Construction Mortgage 1928 LLC
Jun 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROSEMARY A A MORGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Jun 28, 2023 · Amount on Record
Deed Book / Page	20230929 / 850
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 29, 2023
Property Address	2241 VALKO AVE, SACRAMENTO, CA 95822-5318
Document Number	0000000850
Map Reference	MB 80 PG 2
Instrument Date	Sep 27, 2023
Instrument	202309290850
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	FIDELITY NATIONAL TTL MCLPC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7241 VALKO AVE, SACRAMENTO, CA 95822

Mortgage

Document Number	0000000851
Date	Sep 29, 2023
Instrument	202309290851

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000000852
Date	Sep 29, 2023
Instrument	202309290852

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 28, 2023
Property Address	2241 VALKO AVE, SACRAMENTO, CA 95822-5318
Document Number	0000000037
Map Reference	MB 80 PG 2
Instrument Date	Jun 23, 2023
Instrument	202306280037
Transaction Type	Foreclosure
Record Updated	Jul 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000033
Date	Jul 7, 2023
Instrument	202307070033

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 18, 2019
Property Address	2241 VALKO AVE, SACRAMENTO, CA 95822-5318
Document Number	1910181394
Instrument Date	Oct 13, 2019
Instrument	1910181394
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	ALLIED TITLE AND ESCROW SERVICES, ALLIED TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2241 VALKO AVE SACRAMENTO CA 958225318, SACRAMENTO, CA 95822-5318

Mortgage

Document Number	1910181395
Date	Oct 18, 2019
Instrument	1910181395

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

July 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 12, 2019
Property Address	2241 VALKO AVE, SACRAMENTO, CA 95822-5318
Document Number	1907121442
Instrument Date	Jul 8, 2019
Instrument	1907121442
Transaction Type	Construction Loan
Record Updated	Jul 25, 2019
Title Company	ALLIED TITLE AND ESCROW SERVICES, ALLIED TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8528 HERITAGE HILL DR ELK GROVE CA 956243938, ELK GROVE, CA 95624-3938

Mortgage

Document Number	1907121443
Date	Jul 12, 2019
Instrument	1907121443

Lender

Name	1928 LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 11, 2020

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2241 VALKO AVE, SACRAMENTO, CA 95822-5318
Document Number	1906261137
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7678 BROWN OTTER DR ANTELOPE CA 958432413, ANTELOPE, CA 95843-2413

Mortgage

Document Number	1906261137
Date	Jun 26, 2019
Instrument	1906261137

Lender

Name	ROSEMARY A A MORGAN
Address	3309 THEODORE R HAGANS DR NE, WASHINGTON, DC 20018-4321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,160 (+2%) Land $104,040 Building $312,120
2025	$4,930.00 (+1.42%)	$408,000 (+41.14%) Land $102,000 Building $306,000
2024	$4,861.00 (+36.7%)
2023	$3,556.00 (-16.23%)	$289,071 (+2%) Land $84,092 Building $204,979
2022	$4,245.00	$283,404 Land $82,444 Building $200,960

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1994–2009)
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DigitalPath, GeoLinks.

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