22409 FM 95 S, Garrison, TX 75946 Property Records

Rusk County property record for 22409 FM 95 S, Garrison, TX 75946

Property Summary

Property Type	Rural Home
Details	2,920 sqft · built 1830
Lot Size	17.1 acres (745,312 sqft)
Owner	2 Individual Names on File
Last Sale	$118,800 (Oct 2019)
Tax Bill	$811 (2026)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00009-00050-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00009-00050-00000-000000`
Alternative APN	`14524`

Interior

Building Area	2,920 sqft Living Area

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Lot Area	745,312 sqft (17.1 acres)
Garage Type	Carport
Garage Area	1,408 sqft
Carport	Carport
Carport Area	1,408 sqft

Location & Zoning

Account Number	00009-00050-00000-000000
Street Address	22409 FM 95 S
City	GARRISON
State	TX
Zip	75946-3534
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	AB 9 WM ELLIOT SUR MH ON P#67819
Legal Subdivision	WM ELLIOT
Jurisdiction	RUSK TX
Township / Civil Division	MOUNT ENTERPRISE
Census Block Group	3
Census Block	3029
Census Tract	951200

Owner

22409 FM 95 S, a rural home, is owned and occupied by two individuals who bought it in October 2019.

Source: Rusk County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22409 FM 95 S, GARRISON, TX 75946-3534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Prior Sale	Dec 27, 2006
Deed Document Number	2019203182
Deed Book / Page	3666 / 614
Prior Transfer Date	Oct 8, 2019
Prior Transfer Doc	3666/614
Record Updated	Oct 29, 2026

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RUSK TX
Recording Date	Oct 11, 2019
Property Address	22409 FM 95 S, GARRISON, TX 75946-3534
Document Number	3666/614
Book / Page	3666 / 614
Instrument Date	Oct 8, 2019
Instrument	203182
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W HENDERSON ST, MT ENTERPRISE, TX 75681-2619

Mortgage

Document Number	203183
Date	Oct 11, 2019
Instrument	203183

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 22409 FM 95 S was $811 with a homeowner's exemption, up 153.4% from the year before.

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$811.00 (+153.44%) Homeowner's exemption	$56,040 Land $14,800 Building $41,240	$175,570 (-8.9%) Land $134,330 Building $41,240
2025	$320.00 Homeowner's exemption Additional exemption filed		$192,720 Land $125,770 Building $66,950
2023			$207,740 Land $100,110 Building $107,630
2022	$809.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22409 FM 95 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22409 FM 95 S is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLAM CONCORD WSC serves 990 people · EPA ID TX2010004
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on FM 95 S

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