22407 SW 89th Ave, Cutler Bay (Miami), FL 33190 Property Records

Miami-Dade County property record for 22407 SW 89th Ave, Cutler Bay, FL 33190

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,617 sqft · built 2010
Lot Size0.044 acres (1,903 sqft)
Owner2 Individual Names on File
Last Sale$188,000 (Sep 2010)
Tax Bill$5,214 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone AE (high risk)
APN36-6016-016-2490

Property Details

APN / Parcel Number

Primary APN36-6016-016-2490

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,617 sqft Living Area
Gross Area1,897 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleTownhouse
Lot Area1,903 sqft (0.044 acres)

Location & Zoning

Street Address22407 SW 89TH AVE
CityCUTLER BAY
StateFL
Zip33190-1303
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning Code3002
Legal DescriptionLAKES BY THE BAY GEE PB 164-043T-22075 LOT 6BLK 25 LOT SIZE 1903 SQ FT FAU 36 6016 000 0020
Legal Range40E
Legal Township56S
Legal Section16
Legal SubdivisionLAKES BY THE BAY GEE
Legal Block25
Legal Lot Number6
JurisdictionDADE FL
Township / Civil DivisionPRINCETON-GOULDS
Census Block Group1
Census Block1010
Census Tract10625

Owner

22407 SW 89th Ave, a townhouse, is owned and occupied by two individuals who bought it in September 2010.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address22407 SW 89TH AVE, CUTLER BAY, FL 33190-1303
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2010 · Amount on File
Deed SaleSep 1, 2010 · Amount on File
Deed Document Number2010593139
Deed Book / Page27406 / 2910
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address22407 SW 89TH AVE, CUTLER BAY, FL 33190-1303
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012252
DateJan 7, 2020
Book Page31760/3341
Instrument2020R0012252
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 22407 SW 89th Ave was $5,214 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityCutler Bay Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,214.00 Homeowner's exemption$169,074$355,350
2023$4,848.00 (+2.67%) Homeowner's exemption$159,525 (+3%)$329,000 (+24.74%)
2022$4,722.00 Homeowner's exemption$154,879$263,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22407 SW 89th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 281 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies507 units insured
incl. 226 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22407 SW 89th Ave is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
SkyNet360
Fixed Wireless
160 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on SW 89th Ave

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