22405 SE 285th St, Maple Valley, WA 98038 Property Records

King County property record for 22405 SE 285th St, Maple Valley, WA 98038

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.25 ba · 2,660 sqft · built 2022
Lot Size0.123 acres (5,364 sqft)
OwnerIndividual Name on Record
Last Sale$815,000 (Nov 2022)
Tax Bill$8,313 (2026)
Deeds & MortgagesJan 2026 Mortgage
Dec 2021 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN669993-0631

Property Details

APN / Parcel Number

Primary APN669993-0631
Alternative APN
  • 669993063108

Interior

Bedrooms5 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Building Area2,660 sqft Living Area
Gross Area3,040 sqft
1st Floor Area1,200 sqft
2nd Floor Area1,460 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area5,364 sqft (0.123 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area220 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number669993063108
Street Address22405 SE 285TH ST
CityMAPLE VALLEY
StateWA
Zip98038-3372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionPEBBLE CREEK DIV 1 LOT 2 TGW UND INT IN TRS A,B,C, & D, SD TR A AMENDED BY MAPLE VALLEY BLA #MLU-21-18 REC #2022042090006, OF MAPLE VALLEY SP# FP2008-001 REC# 20210513900006 SD SP DAF TRACT Y OF SD ADD
Legal Range06
Legal Township22
Legal Section33
Legal SubdivisionPEBBLE CREEK DIV 1
Legal TractA,B
Legal Lot Number2
JurisdictionKING WA
Township / Civil DivisionENUMCLAW PLATEAU
Census Block Group1
Census Block1005
Census Tract31604

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22438 270TH AVE SE, MAPLE VALLEY, WA 98038-6644
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 20, 2021Deed of Trust, Mortgage · Construction Mortgage
BISMARK MORTGAGE COMPANY LLC
Dec 20, 2021Deed of Trust, Mortgage · Construction Mortgage
LOCARD CONSTRUCTION LLC
Nov 21, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2022 · Amount on Record
Deed SaleNov 21, 2022 · Amount on Record
Deed Document Number2022366
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address22405 SE 285TH ST, MAPLE VALLEY, WA 98038-3372
Transaction TypeMortgage
Record UpdatedFeb 4, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22405 SE 285TH ST, MAPLE VALLEY, WA 98038-3372

Mortgage

Document Number0000000682
DateJan 28, 2026
Instrument20260128000682
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address22405 SE 285TH ST, MAPLE VALLEY, WA 98038-3372
Transaction TypeMortgage
Record UpdatedDec 22, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 E STEWART AVE, PUYALLUP, WA 98372-3007

Mortgage

Document Number0000000005
DateDec 20, 2021
Instrument20211220000005
Lender
NameBISMARK MORTGAGE COMPANY LLC
TypeMortgage Company
AddressBELLEVUE, WA 98004
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address22405 SE 285TH ST, MAPLE VALLEY, WA 98038-3372
Transaction TypeMortgage
Record UpdatedDec 22, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000828
DateDec 20, 2021
Instrument20211220000828
Lender
NameLOCARD CONSTRUCTION LLC
TypeNon-Lending Institution
Address21410
Agreement
TypeConstruction Mortgage

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateNov 21, 2022
Property Address22405 SE 285TH ST, MAPLE VALLEY, WA 98038-3372
Document Number0000000366
Map ReferenceDOC 20210513900006
Instrument DateNov 15, 2022
Instrument20221121000366
Transaction TypeTransfer
Record UpdatedDec 22, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,612.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22438 270TH AVE SE, MAPLE VALLEY, WA 98038-6644

Mortgage

Document Number0000000367
DateNov 21, 2022
Instrument20221121000367
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalityMaple Valley City
Unified School DistrictTahoma School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,313.00 (+2.79%)
2025$764,000 (+1.87%) Land $335,000 Building $429,000$764,000 (+1.87%) Land $335,000 Building $429,000
2024$8,087.00 (+25.48%)$750,000 (+6.38%) Land $324,000 Building $426,000$750,000 (+6.38%) Land $324,000 Building $426,000
2022$6,445.00$705,000 Land $174,000 Building $531,000$705,000 Land $174,000 Building $531,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DISTRICT
serves 56,172 people · EPA ID WA5341650
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Skynet Broadband
Fixed Wireless
100 / 100

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