22401 Cobb St, Dearborn, MI 48128 Property Records

Wayne County property record for 22401 Cobb St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,469 sqft · built 1946
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2026)
Tax Bill	$4,237 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-09-162-14-019`

Property Details

APN / Parcel Number

Primary APN	`82-09-162-14-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,469 sqft Living Area
1st Floor Area	994 sqft
Basement Area	994 sqft
Unfinished Basement	994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22401 COBB ST
City	DEARBORN
State	MI
Zip	48128-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 24 GITTIN'S SUB
Legal Subdivision	GITTINS
Legal Lot Number	24
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2019
Census Tract	579900

Owner

Source: Wayne County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3261 LINDENWOOD DR, DEARBORN, MI 48120-1368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Jul 23, 2026	Warranty Deed, Transfer TITLE ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Aug 7, 2014 · Amount on Record
Deed Document Number	2026237330
Deed Book / Page	60424 / 22
Prior Transfer Date	Mar 20, 2012
Prior Transfer Doc	0497560539
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Jul 6, 2026
Property Address	22401 COBB ST, DEARBORN, MI 48128-1312
Document Number	0000220141
Book / Page	60384 / 846
Instrument Date	Jul 2, 2026
Instrument	2026220141
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220141,
Date	Jul 6, 2026
Book Page	60384/846
Instrument	2026220141

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 23, 2026
Property Address	22401 COBB ST, DEARBORN, MI 48128-1312
Document Number	0000237330
Book / Page	60424 / 22
Instrument Date	Jul 2, 2026
Instrument	2026237330
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	TITLE ONE

Transaction

Amount	Amount Recorded
Tax	$304,010.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,400 (-5.7%)	$274,800 (-5.7%)
2025	$4,237.00 (+8%) Homeowner's exemption	$145,700 (+3.48%)	$291,400 (+3.48%)
2023	$3,923.00 (-7.63%) Homeowner's exemption	$140,800	$281,600
2019	$4,247.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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