St. Louis County property record for 2240 Waverly Ave, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,057 sqft · built 1955 |
| Lot Size | 0.252 acres (11,006 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Apr 2015) |
| Tax Bill | $3,922 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1845-00100 |
| Primary APN | 010-1845-00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,057 sqft Gross Area |
| 1st Floor Area | 1,057 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 11,006 sqft (0.252 acres) |
| Garage Area | 308 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Patio Area | 168 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1038914 |
|---|---|
| Street Address | 2240 WAVERLY AVE |
| City | DULUTH |
| State | MN |
| Zip | 55803-2246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0010 BLOCK:000 SERIAL # |
| Legal Subdivision | SECOND GLEN AVON DIVISION |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 500 |
2240 Waverly Ave is owned and occupied by an individual who acquired it in September 2017.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2240 WAVERLY AVE, DULUTH, MN 55803-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Oct 2, 2017 | Quit Claim Deed, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2015 · Amount on File |
| Deed Sale | Apr 27, 2015 · Amount on File |
| Deed Document Number | 2015956703 |
| Last Transfer Date | Sep 8, 2017 |
| Transfer Doc | 000T990377 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2240 WAVERLY AVE, DULUTH, MN 55803-2246 |
| Document Number | 00T1032525 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2240 WAVERLY AVE DULUTH MN 558032246, DULUTH, MN 55803-2246 |
| Document Number | 00T1032525 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | T1032525 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Nov 22, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 2, 2017 |
| Property Address | 2240 WAVERLY AVE, DULUTH, MN 55803-2246 |
| Document Number | 000T990377 |
| Instrument Date | Sep 8, 2017 |
| Instrument | T990377 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2240 WAVERLY AVE DULUTH MN 558032246, DULUTH, MN 55803-2246 |
| Document Number | T990378 |
|---|---|
| Date | Oct 2, 2017 |
| Instrument | T990378 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 2240 Waverly Ave was $3,922 with a homeowner's exemption, up 4.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,922.00 (+4.7%) Homeowner's exemption | ||
| 2025 | $3,746.00 (+4.46%) Homeowner's exemption | $309,400 (+6.4%) Land $60,800 Building $248,600 | $309,400 (+6.4%) Land $60,800 Building $248,600 |
| 2024 | $3,586.00 | $290,800 Land $56,700 Building $234,100 | $290,800 Land $56,700 Building $234,100 |
| 2022 | $229,700 Land $38,800 Building $190,900 | $229,700 Land $38,800 Building $190,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2240 Waverly Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2240 Waverly Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures