Saginaw County property record for 2240 S Outer Dr, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 952 sqft · built 1954 |
| Lot Size | 2.5 acres (108,987 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $30,000 (May 1986) |
| Tax Bill | $455 (2025) |
| Deeds & Mortgages | May 2026 Transfer Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-12-5-33-2021-000 |
| Primary APN | 10-12-5-33-2021-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 108,987 sqft (2.5 acres) |
| Lot Dimensions | 1,321 ft deep x 82.5 ft wide |
| Garage Area | 1,115 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2240 S OUTER DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-6640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 RES |
| Legal Description | S 82.5 FT OF N 660 FT OF NW 1/4 OF NW 1/4 & S 82.5 FT OF N 660 FT OF NE 1/4 OF NW 1/4 WHICH LIES W OF I-75 HWY 2.5 ACRES SEC 33 T12N R5E ***CORRECTED DESC 6/3/02 |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 33 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BUENA VISTA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11002 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2240 S OUTER DR, SAGINAW, MI 48601-6640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit LAKE HURON CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 1986 · Amount on Record |
| Deed Sale | May 14, 1986 · Amount on Record |
| Deed Book / Page | 1675 / 2121 |
| Last Transfer Date | May 22, 2026 |
| Transfer Doc | 0000013915 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 22, 2026 |
| Property Address | 2240 S OUTER DR, SAGINAW, MI 48601-6640 |
| Document Number | 0000013915 |
| Instrument Date | May 22, 2026 |
| Instrument | 202613915 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2240 S OUTER DR, SAGINAW, MI 48601-6640 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 2240 S OUTER DR, SAGINAW, MI 48601-6640 |
| Document Number | 0000001586 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2240 S OUTER DR SAGINAW MI 486016640, SAGINAW, MI 48601-6640 |
| Document Number | 0000001586 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 1586 |
| Name | LAKE HURON CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 22, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Buena Vista Charter Township |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,300 (-21.11%) | $42,600 (-21.11%) | |
| 2025 | $455.00 (-56.04%) Homeowner's exemption | $27,000 (+27.96%) | $54,000 (+27.96%) |
| 2023 | $21,100 | $42,200 | |
| 2022 | $1,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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