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2240 N Bay Dr, Willoughby, OH 44094 Property Records

Lake County property record for 2240 N Bay Dr, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,590 sqft · built 2001
Lot Size0.221 acres (9,666 sqft)
Owner2 Owner Names on File
Last Sale$286,700 (Jan 2002)
Tax Bill$10,410 (2023)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN27-B-052-E-00-037-0

Property Details

APN / Parcel Number

Primary APN27-B-052-E-00-037-0
Alternative APN
  • 88

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,590 sqft Living Area
Gross Area3,100 sqft
1st Floor Area1,040 sqft
Basement Area510 sqft
Unfinished Basement510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area9,666 sqft (0.221 acres)
Lot Width70 ft Width
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area94 sqft
Deck Area72 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number88
Street Address2240 N BAY DR
CityWILLOUGHBY
StateOH
Zip44094-8061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 DOUGLASS TRACT
Legal SubdivisionNORTH BAY COLONY
Legal Lot Number104
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2004
Census Tract201600

Owner

The current owner of 2240 N Bay Dr bought it in January 2002.

Source: Lake County records, as of April 25, 2024

Owner of Record2 Owner Names on File
Mailing Address2240 N BAY DR, WILLOUGHBY, OH 44094-8061

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2002 · Amount on File
Deed SaleJan 15, 2002 · Amount on File
Deed Document Number115
Deed Book / Page38 / 39
Record UpdatedJun 7, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address2240 N BAY DR, WILLOUGHBY, OH 44094-8061
Document Number0000024512
Instrument DateSep 6, 2017
Transaction TypeMortgage
Record UpdatedSep 19, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2240 N BAY DR WILLOUGHBY OH 440948061, WILLOUGHBY, OH 44094-8061

Mortgage

Document Number0000024512
DateSep 14, 2017
Instrument24512
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount on Record
Term360 Months
DueSep 13, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$10,410.00 (+54.77%) Homeowner's exemption$109,950 (-) Land $23,580 Building $86,370
2022$6,726.00 Homeowner's exemption$109,950 Land $23,580 Building $86,370
2021$314,150 Land $67,370 Building $246,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2240 N Bay Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2240 N Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereAQUA OHIO - MENTOR
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Bay Dr

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