2240 Millcrest Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 2240 Millcrest Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,603 sqft · built 2006
Lot Size	0.283 acres (12,327 sqft)
Owner	Individual Name on Record
Last Sale	$379,900 (Oct 2009)
Tax Bill	$5,049 (2026)
Deeds & Mortgages	Aug 2021 Refinance May 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`722-69-03-02-000-000`

Property Details

APN / Parcel Number

Primary APN	`722-69-03-02-000-000`
Alternative APN	`343010002`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,603 sqft Finished Area
1st Floor Area	414 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	12,327 sqft (0.283 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	343010002
Street Address	2240 MILLCREST TER
City	MIDLOTHIAN
State	VA
Zip	23112-4397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	MILLCREST 007
Legal Subdivision	MILLCREST AT BRANDERMILL
Legal Lot Number	7
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1004
Census Tract	100938

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2240 MILLCREST TER, MIDLOTHIAN, VA 23112-4397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORPORATION
May 24, 2024	Deed of Trust, Mortgage · Line of Credit ARGENT FEDERAL CREDIT UNION
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit ARGENT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2009 · Amount on Record
Deed Sale	Oct 16, 2009 · Amount on Record
Prior Sale	Apr 30, 2007 · Amount on Record
Deed Book / Page	8895 / 493
Last Transfer Date	Aug 29, 2012
Transfer Doc	9869-494
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	2240 MILLCREST TER, MIDLOTHIAN, VA 23112-4397
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013569-561
Date	Aug 12, 2021
Book Page	13569/561
Instrument	2021052096

Lender

Name	BETTER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	2240 MILLCREST TER, MIDLOTHIAN, VA 23112-4397
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014563-811
Date	May 24, 2024
Book Page	14563/811
Instrument	2024015276

Lender

Name	ARGENT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 6, 2026
Property Address	2240 MILLCREST TER, MIDLOTHIAN, VA 23112-4397
Document Number	0000011801
Book / Page	15204 / 758
Instrument Date	Mar 26, 2026
Instrument	202611801
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 MILLCREST TER, MIDLOTHIAN, VA 23112-4397

Mortgage

Document Number	0000011801,
Date	Apr 6, 2026
Book Page	15204/758
Instrument	202611801

Lender

Name	ARGENT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 6, 2046

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,049.00	$564,500 (-) Land $76,500 Building $488,000	$564,500 (-) Land $76,500 Building $488,000
2025	$5,049.00 (+9.69%)	$564,500 (+12.2%) Land $76,500 Building $488,000	$564,500 (+12.2%) Land $76,500 Building $488,000
2023	$4,603.00	$503,100 Land $72,000 Building $431,100	$503,100 Land $72,000 Building $431,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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