Island County property record for 2240 Mariners Way, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,472 sqft · built 1986 |
| Lot Size | 0.168 acres (7,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $442,219 (Dec 2017) |
| Tax Bill | $4,522 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | S7485-00-00161-0 |
| Primary APN | S7485-00-00161-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Gross Area | 1,972 sqft |
| 1st Floor Area | 1,472 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Shingle |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 7,299 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 603 sqft |
| Deck Area | Deck Area |
| Storage Building | 45 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2240 MARINERS WAY |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | MARINERS CV 3 LOT 161 |
| Legal Subdivision | MARINERS CV 3 |
| Legal Tract | 161 |
| Legal Lot Number | 161 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970300 |
2240 Mariners Way is owned and occupied by two individuals who bought it in December 2017.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2240 MARINERS WAY, OAK HARBOR, WA 98277-8610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 4, 2017 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Jun 29, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2017 · Amount on File |
| Deed Sale | Dec 4, 2017 · Amount on File |
| Deed Document Number | 20174435165 |
| Prior Transfer Date | Jun 19, 2017 |
| Prior Transfer Doc | 0004425285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 2240 MARINERS WAY, OAK HARBOR, WA 98277-8610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004496514 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 4496514 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Dec 4, 2017 |
| Property Address | 2240 MARINERS WAY, OAK HARBOR, WA 98277-8610 |
| Document Number | 0004435165 |
| Map Reference | VOL9 PG17&18 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 4435165 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | LAND TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,080.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Investor | Possibly a Property Investor |
| Document Number | 0004435167 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 4435167 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 29, 2017 |
| Property Address | 2240 MARINERS WAY, OAK HARBOR, WA 98277-8610 |
| Document Number | 0004425285 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 4425285 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
The 2026 property tax bill for 2240 Mariners Way was $4,522.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,522.00 | ||
| 2025 | $586,876 Land $300,000 Building $286,876 | $586,876 Land $300,000 Building $286,876 | |
| 2023 | $3,813.00 | $564,847 (+9.82%) Land $270,000 Building $294,847 | $564,847 (+9.82%) Land $270,000 Building $294,847 |
| 2022 | $514,351 Land $270,000 Building $244,351 | $514,351 Land $270,000 Building $244,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2240 Mariners Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 6 (2006–2022) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2240 Mariners Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARINERS COVE BEACH CLUB INC private · serves 300 people · EPA ID WA5351730 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Astound Broadband Fixed Wireless | 1,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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