2240 Howard Dr, Winter Park, FL 32789 Property Records

Orange County property record for 2240 Howard Dr, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	10 bd · 7.25 ba · 5,575 sqft · built 2020
Lot Size	0.172 acres (7,471 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Nov 2020)
Tax Bill	$10,024 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-22-30-4436-02-230`

Property Details

APN / Parcel Number

Primary APN	`17-22-30-4436-02-230`
Alternative APNs	`302217443602230` `490705` `496379` `501009`

Interior

Bedrooms	10 Beds
Full Baths	7.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,575 sqft Living Area
Gross Area	7,884 sqft
1st Floor Area	1,527 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,471 sqft (0.172 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Slab
Porch Area	688 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2240 HOWARD DR
City	WINTER PARK
State	FL
Zip	32789-6614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LAKE FOREST PARK S/20 LOT 23 BLK B
Legal Subdivision	LAKE FOREST PARK
Legal Tract	4436
Legal Block	B
Legal Lot Number	23
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1008
Census Tract	12800

Owner

2240 Howard Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2240 HOWARD DR, WINTER PARK, FL 32789-6614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Warranty Deed, Transfer · Conventional Mortgage USAA FED'L SVGS BK
Feb 25, 2019	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	2020581105
Prior Transfer Date	Nov 29, 1993
Prior Transfer Doc	4665001188
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 6, 2020
Property Address	2240 HOWARD DR, WINTER PARK, FL 32789-6614
Document Number	0000581105
Instrument Date	Oct 29, 2020
Instrument	581105
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	CAMINO TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2240 HOWARD DR WINTER PARK FL 327896614, WINTER PARK, FL 32789-6614

Mortgage

Document Number	581106
Date	Nov 6, 2020
Instrument	581106

Lender

Name	USAA FED'L SVGS BK
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 25, 2019
Property Address	2240 HOWARD DR, WINTER PARK, FL 32789-6614
Document Number	0000113542
Instrument Date	Feb 22, 2019
Instrument	113542
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$2,030.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20237 QUARTERLY PKWY ORLANDO FL 328335015, ORLANDO, FL 32833-5015

Tax Assessment & Valuation

The 2025 property tax bill for 2240 Howard Dr was $10,024, up 3.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,037 (+2.7%)	$1,023,850 (+11.97%) Land $250,000 Building $773,850
2025	$10,024.00 (+3.1%) Homeowner's exemption	$674,817	$914,370 Land $200,000 Building $714,370
2024	$9,723.00 (+3.67%)
2023	$9,379.00 (+4.91%) Homeowner's exemption	$636,698 (+3%)	$816,830 (+13.81%) Land $200,000 Building $616,830
2022	$8,940.00 Homeowner's exemption	$618,153	$717,684 Land $200,000 Building $517,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2240 Howard Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (1996–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2240 Howard Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications.

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