2240 Gold Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 2240 Gold Rd, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,858 sqft · built 2005
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Jul 2026)
Tax Bill	$3,134 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0903-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0903-0080`
Alternative APNs	`00464312` `464312`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,858 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	1,228 sqft
Upper Floors Area	1,630 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	272 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00464312
Street Address	2240 GOLD RD
City	SPRING HILL
State	FL
Zip	34609-5155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 903 LOT 8
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	903
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1018
Census Tract	40906

Owner

Source: Hernando County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2240 GOLD RD, SPRING HILL, FL 34609-5155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 11, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Sep 10, 2019	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Nov 8, 2018	Warranty Deed, Transfer · VA Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	202645867
Deed Book / Page	4732 / 434
Prior Transfer Date	May 11, 2026
Prior Transfer Doc	0000045867
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 8, 2026
Property Address	2240 GOLD RD, SPRING HILL, FL 34609-5155
Document Number	0000045867
Book / Page	4732 / 434
Instrument Date	May 11, 2026
Instrument	202645867
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NAVY FEDERAL TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 GOLD RD, SPRING HILL, FL 34609-5155

Mortgage

Document Number	0000045868,
Date	Jul 8, 2026
Instrument	202645868

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2240 GOLD RD, SPRING HILL, FL 34609-5155
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042281691
Date	Oct 11, 2022
Book Page	4228/1691
Instrument	2022074481

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2240 GOLD RD, SPRING HILL, FL 34609-5155
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 GOLD RD, SPRING HILL, FL 34609-5155

Mortgage

Document Number	0040110369
Date	Jun 10, 2021
Book Page	4011/369
Instrument	2021043761

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2240 GOLD RD, SPRING HILL, FL 34609-5155
Document Number	0037780010
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2240 GOLD RD SPRING HILL FL 346095155, SPRING HILL, FL 34609-5155

Mortgage

Document Number	0037780010
Date	Nov 25, 2019
Book Page	003778/000010
Instrument	74633

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 8, 2018
Property Address	2240 GOLD RD, SPRING HILL, FL 34609-5155
Document Number	0036410636
Book / Page	3641 / 0636
Map Reference	MB8 PG84-100
Instrument Date	Oct 30, 2018
Instrument	2018067835
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	533 STORYBOOK LN, 533, SPRING HILL, FL 34609-6416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 GOLD RD, SPRING HILL, FL 34609-5155

Mortgage

Document Number	2018067836
Date	Nov 8, 2018
Instrument	2018067836

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,134.00 (+29.99%) Homeowner's exemption Veteran's exemption	$215,535 (+5.99%)	$325,293 (+1.39%) Land $35,625 Building $289,668
2023		$203,360 (+3%) Land $203,360
2022	$2,411.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$197,437	$320,820 Land $30,400 Building $290,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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