2240 Element Way, Chula Vista, CA 91915 Property Records

San Diego County property record for 2240 Element Way, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,157 sqft · built 2018
Lot Size	10 acres (436,054 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Nov 2024)
Tax Bill	$14,271 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-063-08-61`

Property Details

APN / Parcel Number

Primary APN	`643-063-08-61`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,157 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	436,054 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2240 ELEMENT WAY
City	CHULA VISTA
State	CA
Zip	91915-2801
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 153PER DOC17-0290503&UND INT IN TR 016150
Legal Subdivision	OTAY RANCH MILLENIA #09-03
Legal Tract	016150
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2016
Census Tract	13319

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2240 ELEMENT WAY, CHULA VISTA, CA 91915-2801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 2, 2019	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2024 · Amount on Record
Deed Sale	Nov 15, 2024 · Amount on Record
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	2024318713
Prior Transfer Date	Jan 29, 2018
Prior Transfer Doc	0000038386
Record Updated	Sep 20, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2022
Property Address	2240 ELEMENT WAY, CHULA VISTA, CA 91915-2801
Document Number	0000418728
Map Reference	MAP 16150
Instrument Date	Oct 16, 2022
Instrument	2022-0418728
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2570 GLASGOW DR, CARLSBAD, CA 92010-5602

Mortgage

Document Number	0000418729
Date	Oct 31, 2022
Instrument	2022-0418729

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2240 ELEMENT WAY, CHULA VISTA, CA 91915-2801
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2240 ELEMENT WAY, CHULA VISTA, CA 91915-2801

Mortgage

Document Number	0000391853
Date	May 24, 2021
Instrument	2021-0391853

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 2, 2019
Property Address	2240 ELEMENT WAY, CHULA VISTA, CA 91915-2801
Document Number	0000558689
Map Reference	MAP 16150
Instrument Date	Nov 21, 2019
Instrument	2019-0558689
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2240 ELEMENT WAY, CHULA VISTA, CA 91915-2801

Mortgage

Document Number	0000558690
Date	Dec 2, 2019
Instrument	2019-0558690

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$856,799 (+2%) Land $402,517 Building $454,282
2025	$14,271.00 (+6.19%)	$840,000 (+6.6%) Land $394,625 Building $445,375
2023	$13,439.00 (+18.42%)	$788,000 Land $370,196 Building $417,804
2022	$11,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber	2,000 / 35

May also be available: Verizon, Wyyerd Connect.

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