Chesapeake City property record for 224 Wisdom Path, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,066 sqft · built 2015 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Jun 2021) |
| Tax Bill | $6,589 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2020 Refinance + 1 more |
| APN | 0731009000210 |
| Primary APN | 0731009000210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,066 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Upper Floors Area | 351 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,062 sqft (0.231 acres) |
| Lot Dimensions | 107 ft deep x 94 ft wide |
| Garage Type | Attached |
| Garage Area | 507 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 280 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 224 WISDOM PATH |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 21 VIRIDIAN RESERVE AT HICKORY PH 2 |
| Legal Subdivision | VIRIDIAN RESERVE AT HICKORY, BELLA MANOR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21004 |
Source: Chesapeake City records · APN 0731009000210
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 WISDOM PATH, CHESAPEAKE, VA 23322-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE COMPANY |
| Oct 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JFQ LENDING INC |
| Jun 08, 2021 | Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2021 · Amount on Record |
| Deed Sale | Jun 08, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2015 · Amount on Record |
| Deed Document Number | 202125915 |
| Deed Book / Page | 10385 / 1121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 16, 2026 |
| Property Address | 224 WISDOM PATH, CHESAPEAKE, VA 23322-4430 |
| Document Number | 0000018396 |
| Book / Page | 11002 / 377 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202618396 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70,397.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 WISDOM PATH, CHESAPEAKE, VA 23322-4430 |
| Document Number | 0000018397, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 11002/381 |
| Instrument | 202618397 |
| Name | TOWNE MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 224 WISDOM PATH, CHESAPEAKE, VA 23322-4430 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10241/1507 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 10241/1507 |
| Instrument | 200038978 |
| Name | JFQ LENDING INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 08, 2021 |
| Property Address | 224 WISDOM PATH, CHESAPEAKE, VA 23322-4430 |
| Document Number | 10385/1121 |
| Book / Page | 10385 / 1121 |
| Instrument Date | May 25, 2021 |
| Instrument | 210025915 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | TRIPLE CROWN TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 WISDOM PATH, CHESAPEAKE, VA 23322-4430 |
| Document Number | 210025916 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 210025916 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,589.00 (+39.39%) | $652,400 (+6.76%) Land $190,000 Building $462,400 | $652,400 (+6.76%) Land $190,000 Building $462,400 |
| 2023 | $611,100 (+7.36%) Land $165,000 Building $446,100 | $611,100 (+7.36%) Land $165,000 Building $446,100 | |
| 2022 | $569,200 Land $150,000 Building $419,200 | $569,200 Land $150,000 Building $419,200 | |
| 2019 | $4,727.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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