224 Williston Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 224 Williston Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,494 sqft · built 1923
Lot Size	0.12 acres (5,207 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Nov 2024)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-103-007`

Property Details

APN / Parcel Number

Primary APN	`8913-35-103-007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	964 sqft
Attic	Attic
Attic Area	530 sqft
Basement Area	964 sqft
Unfinished Basement	964 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,207 sqft (0.12 acres)
Lot Dimensions	127 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	83 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	224 WILLISTON AVE
City	WATERLOO
State	IA
Zip	50702-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN HALL ADDITION LOT 7 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	BROWN HALL ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	1100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 WILLISTON AVE, WATERLOO, IA 50702-2932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Nov 2, 2020	Warranty Deed, Transfer TITLE SERVICES GROUP, TITLE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2024 · Amount on Record
Deed Sale	Nov 9, 2024 · Amount on Record
Prior Sale	Nov 9, 2023 · Amount on Record
Deed Document Number	20246209
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 9, 2023
Property Address	224 WILLISTON AVE, WATERLOO, IA 50702-2932
Document Number	202400006209
Instrument Date	Oct 27, 2023
Instrument	202400006209
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WILLISTON AVE, WATERLOO, IA 50702-2932

Mortgage

Document Number	202400006210
Date	Nov 9, 2023
Instrument	202400006210

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	224 WILLISTON AVE, WATERLOO, IA 50702-2932
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WILLISTON AVE, WATERLOO, IA 50702-2932

Mortgage

Document Number	202100026973
Date	Jun 21, 2021
Instrument	202100026973

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 2, 2020
Property Address	224 WILLISTON AVE, WATERLOO, IA 50702-2932
Document Number	202100009573
Instrument Date	Oct 30, 2020
Instrument	202100009573
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Tax	$88.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WILLISTON AVE, WATERLOO, IA 50702-2932

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,592.00 (+1.09%)	$127,030 (+34.08%) Land $12,930 Building $114,100	$127,030 (+34.08%) Land $12,930 Building $114,100
2024	$2,564.00 (+122.57%)
2023		$94,740 (+69.18%) Land $12,930 Building $81,810	$94,740 (+69.18%) Land $12,930 Building $81,810
2022	$1,152.00 Homeowner's exemption	$56,000 Land $12,930 Building $43,070
2021			$56,000 Land $12,930 Building $43,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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