224 Wild Duck Pt, Lorida, FL 33857 Property Records

Highlands County property record for 224 Wild Duck Pt, Lorida, FL 33857

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,134 sqft · built 1998
Lot Size	0.212 acres (9,239 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Jan 2017)
Tax Bill	$4,107 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C-29-35-31-030-0000-0380`

Property Details

APN / Parcel Number

Primary APN	`C-29-35-31-030-0000-0380`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,134 sqft Living Area
1st Floor Area	1,451 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	9,239 sqft (0.212 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	573 sqft
Deck Area	140 sqft
Gazebo	170 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	224 WILD DUCK PT
City	LORIDA
State	FL
Zip	33857-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ISTOKPOGA SHORES UNIT 2 PB 7-PG 74 LOT 38
Legal Range	31E
Legal Township	35S
Legal Section	29
Legal Subdivision	ISTOKPOGA SHORES UNIT 2
Legal Lot Number	38
Legal Unit	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2021
Census Tract	961000

Owner

224 Wild Duck Pt is owned by an individual who bought it in January 2017.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	8722 SWIFTSAIL CT, INDIANAPOLIS, IN 46256-9548
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage APPROVED MORTGAGE
Jan 20, 2017	Warranty Deed, Transfer · Conventional Mortgage WINTERWOOD MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on File
Deed Sale	Jan 20, 2017 · Amount on File
Prior Sale	May 31, 2005 · Amount on File
Deed Document Number	1839567
Deed Book / Page	2562 / 0967
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	224 WILD DUCK PT, LORIDA, FL 33857-9714
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	HEARTLAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8722 SWIFTSAIL CT, INDIANAPOLIS, IN 46256-9548

Mortgage

Document Number	0002025931
Date	Mar 25, 2021
Book Page	2811/1067
Instrument	2025931

Lender

Name	APPROVED MORTGAGE
Type	Mortgage Company
Address	GREENWOOD, IN 46142

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 20, 2017
Property Address	224 WILD DUCK PT, LORIDA, FL 33857-9714
Document Number	0001839567
Book / Page	2562 / 0967
Map Reference	MB7 PG74
Instrument Date	Jan 13, 2017
Instrument	1839567
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE INSURANCE AG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8, LORIDA, FL 33857-0008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8722 SWIFTSAIL CT, INDIANAPOLIS, IN 46256-9548

Mortgage

Document Number	0001839568
Date	Jan 20, 2017
Instrument	1839568

Lender

Name	WINTERWOOD MORTGAGE GROUP LLC
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$345,746 Land $33,750 Building $311,996	$345,746 Land $33,750 Building $311,996
2024	$4,107.00 (-2.07%)
2023	$4,194.00 (+14.43%)	$321,925 (+30.61%) Land $30,375 Building $291,550	$321,925 (+30.61%) Land $30,375 Building $291,550
2022	$3,665.00	$246,486 Land $30,375 Building $216,111	$246,486 Land $30,375 Building $216,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Wild Duck Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	40.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	20 (2002–2023)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Wild Duck Pt is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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