224 Whisperwood Dr, Onalaska, TX 77360 Property Records

Polk County property record for 224 Whisperwood Dr, Onalaska, TX 77360

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,586 sqft · built 1979
Lot Size	0.001 acres (78 sqft)
Owner	Individual Name on File
Tax Bill	$2,047 (2026)
Deeds & Mortgages	Jul 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`T1200052900`

Property Details

APN / Parcel Number

Primary APN	`T1200052900`
Alternative APN	`82936`

Interior

Full Baths	1.5 Baths
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Roof Type	Hip
Roof Material	Asbestos
Lot Area	78 sqft (0.001 acres)
Lot Dimensions	1 ft deep x 8 ft wide
View / Lot	Waterfront
Garage Type	Carport
Garage Area	1,186 sqft
Carport	Carport
Carport Area	1,186 sqft
Driveway	Concrete Driveway
Driveway Area	616 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	56 sqft
Patio Area	441 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	82936
Street Address	224 WHISPERWOOD DR
City	ONALASKA
State	TX
Zip	77360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN HARBORS SECTION 4 BLK 2 LOT 4
Legal Subdivision	TWIN HARBORS SECTION 4
Legal Block	2
Legal Lot Number	4
Jurisdiction	POLK TX
Township / Civil Division	LIVINGSTON-ONALASKA
Census Block Group	4
Census Block	4012
Census Tract	210206

Owner

224 Whisperwood Dr is owned and occupied by an individual.

Source: Polk County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1026, ONALASKA, TX 77360-1026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 19, 2021	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS LLC
May 2, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Property Address	224 WHISPERWOOD DR, ONALASKA, TX 77360
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20222427/535
Date	Jul 8, 2022
Book Page	2022-2427/535
Instrument	7891

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Property Address	224 WHISPERWOOD DR, ONALASKA, TX 77360
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20212337/848
Date	May 19, 2021
Book Page	2021-2337/848
Instrument	5322

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Property Address	224 WHISPERWOOD DR, ONALASKA, TX 77360
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20212337/873
Date	May 19, 2021
Book Page	2021-2337/873
Instrument	5323

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TX
Property Address	224 WHISPERWOOD DR, ONALASKA, TX 77360
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192205/534
Date	May 2, 2019
Book Page	2019-2205/534
Instrument	03570

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 224 Whisperwood Dr was $2,047 with a homeowner's exemption.

Source: Polk County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Polk County
Municipality	Onalaska City
Unified School District	Onalaska Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,047.00 Homeowner's exemption	$304,899 Land $132,000 Building $172,899	$304,899 Land $132,000 Building $172,899
2023		$313,700 Land $132,000 Building $181,700	$313,700 Land $132,000 Building $181,700
2022	$2,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Whisperwood Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	3 (2008–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Whisperwood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WSC serves 5,289 people · EPA ID TX1870009
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	500 / 20

May also be available: AT&T, Verizon.

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