224 Wethersfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 224 Wethersfield St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,096 sqft · built 1990
Lot Size	1.23 acres (53,691 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Jul 2023)
Tax Bill	$9,793 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0023 B:0013 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0023 B:0013 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	4,543 sqft
Basement Area	846 sqft
Unfinished Basement	846 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,691 sqft (1.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	224 WETHERSFIELD ST
City	ROWLEY
State	MA
Zip	01969-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	13
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	3
Census Block	3000
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	224 WETHERSFIELD ST, ROWLEY, MA 01969-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEWBURYPORT FIVE CENTS SAVINGS BANK
Feb 13, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Aug 21, 1991 · Amount on Record
Deed Document Number	20231370
Deed Book / Page	41678 / 154
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Jul 25, 2023
Property Address	224 WETHERSFIELD ST, ROWLEY, MA 01969-1703
Document Number	041678-154
Book / Page	41678 / 154
Instrument Date	Jul 25, 2023
Instrument	20230725001370
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	224 WETHERSFIELD ST, ROWLEY, MA 01969-1703

Mortgage

Document Number	230725001380
Date	Jul 25, 2023
Instrument	230725001380

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Aug 1, 2030
Max Rate At Change	2.75%
Index	Other

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Feb 13, 2019
Property Address	224 WETHERSFIELD ST, ROWLEY, MA 01969-1703
Document Number	37327-490
Book / Page	037327 / 000490
Instrument Date	Dec 18, 2018
Instrument	1902132790
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WETHERSFIELD ST ROWLEY MA 019691703, ROWLEY, MA 01969-1703

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,793.00 (+3.07%)	$810,000 (+0.35%) Land $310,400 Building $499,600	$843,589 (-5.04%)
2025	$9,501.00 (+9.42%)	$807,200 (+12.49%) Land $295,700 Building $511,500	$888,345
2024	$8,683.00 (+1.19%)	$717,600 (+8.88%) Land $281,700 Building $435,900
2023	$8,581.00	$659,100 Land $244,900 Building $414,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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