224 Wells Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 224 Wells Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 776 sqft · built 1947
Lot Size	0.141 acres (6,151 sqft)
Owner	2 Company Names on Record
Last Sale	$463,000 (Nov 2020)
Tax Bill	$6,665 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`488-020-15-00`

Property Details

APN / Parcel Number

Primary APN	`488-020-15-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	776 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	6,151 sqft (0.141 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	224 WELLS AVE
City	EL CAJON
State	CA
Zip	92020-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 13 (EX ST WID)W 60 FT OF E 190 FT OF TR 001896
Legal Subdivision	VALLEY ACRES
Legal Tract	001896
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	16301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	13864 MARBOK WAY, JAMUL, CA 91935-3018
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage VISTA POINT MORTGAGE LLC
Nov 26, 2025	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY
Oct 14, 2022	Intrafamily Transfer, Transfer
Nov 23, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 12, 2018	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	2020743477
Last Transfer Date	Jul 22, 2022
Transfer Doc	0000400408
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2025
Property Address	224 WELLS AVE, EL CAJON, CA 92020-3920
Document Number	0000335150
Map Reference	MAP 1896
Instrument Date	Oct 1, 2025
Instrument	2025-0335150
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13864 MARBOK WAY, JAMUL, CA 91935-3018

Mortgage

Document Number	0000335151
Date	Nov 25, 2025
Instrument	2025-0335151

Lender

Name	VISTA POINT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 26, 2025
Property Address	224 WELLS AVE, EL CAJON, CA 92020-3920
Document Number	0000335369
Map Reference	MAP 1896
Instrument Date	Oct 1, 2025
Instrument	2025-0335369
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13864 MARBOK WAY, JAMUL, CA 91935-3018

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 14, 2022
Property Address	224 WELLS AVE, EL CAJON, CA 92020-3920
Document Number	0000400408
Map Reference	MAP 1896
Instrument Date	Jul 22, 2022
Instrument	2022-0400408
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W LEXINGTON AVE UNIT 755, 755, EL CAJON, CA 92022-5231

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 23, 2020
Property Address	224 WELLS AVE, EL CAJON, CA 92020-3920
Document Number	0000743477
Map Reference	MAP 1896
Instrument Date	Nov 20, 2020
Instrument	2020-0743477
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13864 MARBOK WAY, JAMUL, CA 91935-3018

Mortgage

Document Number	0000743478
Date	Nov 23, 2020
Instrument	2020-0743478

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 12, 2018
Property Address	224 WELLS AVE, EL CAJON, CA 92020-3920
Document Number	0000237454
Instrument Date	Apr 30, 2018
Instrument	237454
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2022 TETON PASS EL CAJON CA 92020, EL CAJON, CA 92020

Mortgage

Document Number	237455
Date	Jun 12, 2018
Instrument	237455

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$511,187 (+2%) Land $386,427 Building $124,760
2025	$6,665.00 (+0.88%)	$501,164 (+4.04%) Land $378,850 Building $122,314
2023	$6,607.00 (+2.75%)	$481,705 Land $364,140 Building $117,565
2022	$6,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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