Cleveland County property record for 224 Webb Rd, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,248 sqft · built 1977 |
| Lot Size | 0.801 acres (34,892 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,285 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32785 |
| Primary APN | 32785 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 34,892 sqft (0.801 acres) |
| Garage Type | Mixed |
| Garage Area | 780 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 85 sqft |
| Deck Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1311769 |
|---|---|
| Street Address | 224 WEBB RD |
| City | SHELBY |
| State | NC |
| Zip | 28152-9061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | .801 AC RD 1152 |
| Legal Subdivision | BEAVER DAM AREA |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 951400 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 224 WEBB RD, SHELBY, NC 28152-9061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Apr 21, 2026 | Deed of Trust · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 21, 2026 |
| Property Address | 224 WEBB RD, SHELBY, NC 28152-9061 |
| Document Number | 0019720653 |
| Book / Page | 1972 / 653 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026200127285 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 224 WEBB RD, SHELBY, NC 28152-9061 |
| Investor | Possibly a Property Investor |
| Document Number | 0200127285, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 1972/653 |
| Instrument | 2026200127285 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 21, 2026 |
| Property Address | 224 WEBB RD, SHELBY, NC 28152-9061 |
| Document Number | 0200127285 |
| Book / Page | 1972 / 653 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.200127285 |
| Record Updated | Apr 29, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 224 WEBB RD, SHELBY, NC 28152-9061 |
| Investor | Possibly a Property Investor |
| Document Number | 0200127285, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 1972/653 |
| Instrument | 2026.200127285 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 224 WEBB RD, SHELBY, NC 28152-9061 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0018952818 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 1895/2818 |
| Instrument | 200085897 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,285.00 (+6.11%) | $190,765 (-) Land $21,915 Building $168,850 | $190,765 (-) Land $21,915 Building $168,850 |
| 2025 | $1,211.00 | $190,765 (+75.83%) Land $21,915 Building $168,850 | $190,765 (+75.83%) Land $21,915 Building $168,850 |
| 2023 | $108,491 Land $18,262 Building $90,229 | $108,491 Land $18,262 Building $90,229 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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