224 Waterside Cir, Winter Haven, FL 33880 Property Records

Polk County property record for 224 Waterside Cir, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,046 sqft · built 2018
Lot Size0.133 acres (5,785 sqft)
OwnerIndividual Name on File
Last Sale$233,880 (Oct 2018)
Tax Bill$3,151 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-33-658226-000290

Property Details

APN / Parcel Number

Primary APN26-28-33-658226-000290
Alternative APNs
  • 332826658226000290
  • 32826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,046 sqft Living Area
Gross Area2,726 sqft
1st Floor Area2,046 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,785 sqft (0.133 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area464 sqft
PorchFlorida Room
Porch Area246 sqft

Location & Zoning

Street Address224 WATERSIDE CIR
CityWINTER HAVEN
StateFL
Zip33880-4731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERSIDE VILLAGE PB 161 PG 41-42 LOT 29
Legal Range26E
Legal Township28S
Legal Section33
Legal SubdivisionWATERSIDE VILLAGE
Legal Block2
Legal Lot Number29
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2057
Census Tract14005

Owner

Source: Polk County records · APN 26-28-33-658226-000290

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address224 WATERSIDE CIR, WINTER HAVEN, FL 33880-4731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 01, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
DHI MTG
Mar 23, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2018 · Amount on Record
Deed SaleOct 01, 2018 · Amount on Record
Prior SaleMay 01, 2017 · Amount on Record
Deed Document Number2018207221
Deed Book / Page10628 / 430
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address224 WATERSIDE CIR, WINTER HAVEN, FL 33880-4731
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 WATERSIDE CIR, WINTER HAVEN, FL 33880-4731

Mortgage

Document Number0000227389
DateAug 31, 2021
Book Page11871/1421
Instrument2021227389
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

October 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateOct 01, 2018
Property Address224 WATERSIDE CIR, WINTER HAVEN, FL 33880-4731
Document Number0106280430
Book / Page010628 / 000430
Instrument DateSep 26, 2018
Instrument207221
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 22, 2018
Title CompanyDHI TITLE FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,637.16
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 WATERSIDE CIR WINTER HAVEN FL 338804731, WINTER HAVEN, FL 33880-4731

Mortgage

Document Number106280431
DateOct 01, 2018
Book Page010628/000431
Instrument207222
Lender
NameDHI MTG
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 30, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 23, 2018
Property Address224 WATERSIDE CIR, WINTER HAVEN, FL 33880-4731
Document Number0104331079
Book / Page010433 / 001079
Instrument DateMar 22, 2018
Instrument63685
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,920.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2295 WINTER HAVEN FL 338832295, WINTER HAVEN, FL 33883-2295

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,151.00 (+5.99%) Homeowner's exemption$209,219 (+5.99%)$273,680 (-3.96%) Land $52,000 Building $221,680
2023$2,973.00 (+2.84%) Homeowner's exemption$197,401 (+3%)$284,951 (+10.08%) Land $50,000 Building $234,951
2022$2,891.00 Homeowner's exemption$191,651$258,855 Land $42,000 Building $216,855

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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