224 Wareham's Pt, Williamsburg, VA 23185 Property Records

James City County property record for 224 Wareham's Pt, Williamsburg, VA 23185 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,150 sqft · built 1992
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Apr 2026)
Tax Bill	$5,846 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-4 19-0-0224`

Property Details

APN / Parcel Number

Primary APN	`50-4 19-0-0224`
Alternative APN	`14264`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,150 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Wood Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	426 sqft
Patio Area	426 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	14264
Street Address	224 WAREHAMS PT
City	WILLIAMSBURG
State	VA
Zip	23185-8923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-224 P-2 WAREHAM'S POINT
Legal Subdivision	KINGSMILL
Legal Lot Number	224
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1015
Census Tract	80104

Owner

Source: James City County records · APN 50-4 19-0-0224

Assessment roll updated October 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 WAREHAMS PT, WILLIAMSBURG, VA 23185-8923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Unknown TRUIST BANK
Apr 21, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Apr 21, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Dec 17, 2012 · Amount on Record
Deed Document Number	20264744
Prior Transfer Date	Sep 04, 2019
Prior Transfer Doc	0000014315
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	224 WAREHAMS PT, WILLIAMSBURG, VA 23185-8923
Transaction Type	Mortgage
Record Updated	Jun 01, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202310248
Date	Sep 28, 2023
Instrument	202310248

Lender

Name	TRUIST BANK

Agreement

Type	Unknown
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 21, 2026
Property Address	224 WAREHAMS PT, WILLIAMSBURG, VA 23185-8923
Document Number	0000004744
Instrument Date	Apr 14, 2026
Instrument	2026.4744
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$93,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	224 WAREHAMS PT, WILLIAMSBURG, VA 23185-8923

Mortgage

Document Number	0000004745,
Date	Apr 21, 2026
Instrument	2026.4745

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 21, 2026
Property Address	224 WAREHAMS PT, WILLIAMSBURG, VA 23185-8923
Document Number	0202604744
Instrument Date	Apr 14, 2026
Instrument	20264744
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$93,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	224 WAREHAMS PT, WILLIAMSBURG, VA 23185-8923

Mortgage

Document Number	0000004745,
Date	Apr 21, 2026
Instrument	20264745

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,846.00 (+6.41%)	$704,400 (+11.47%) Land $221,800 Building $482,600	$704,400 (+11.47%) Land $221,800 Building $482,600
2024	$5,494.00 (+4.77%)
2023	$5,244.00	$631,900 Land $221,800 Building $410,100	$631,900 Land $221,800 Building $410,100
2022	$5,244.00 (+10.14%)
2019	$4,761.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950801041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of Virginia
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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