Franklin County property record for 224 Walnut Trace Dr, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,312 sqft · built 2006 |
| Lot Size | 0.618 acres (26,920 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,259 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003 01-092 00 |
| Primary APN | 003 01-092 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 1,312 sqft |
| Finished Basement | 1,312 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,920 sqft (0.618 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 305 |
|---|---|
| Street Address | 224 WALNUT TRACE DR |
| City | HARDY |
| State | VA |
| Zip | 24101-3054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WALNUT RUN LOT 95 SECTION 3 |
| Legal Subdivision | WALNUT RUN |
| Legal Lot Number | 95 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20302 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 463 KIRKLEY CIR, FOREST, VA 24551-4172 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 224 WALNUT TRACE DR, HARDY, VA 24101-3054 |
| Document Number | 0010981083 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0010981083 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 001098/001083 |
| Instrument | 6055 |
| Name | AMERICAN NAT'L BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,259.00 (+17.36%) | $758,100 (+66.51%) Land $182,000 Building $576,100 | $758,100 (+66.51%) Land $182,000 Building $576,100 |
| 2023 | $2,777.00 | $455,300 (-) Land $175,000 Building $280,300 | $455,300 (-) Land $175,000 Building $280,300 |
| 2022 | $455,300 Land $175,000 Building $280,300 | $455,300 Land $175,000 Building $280,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber · Cable in parts of the area | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Xfinity, ZiTEL.
5G (outdoors only) and 4G LTE
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