224 W Main St, Springfield, KY 40069 Property Records

Washington County property record for 224 W Main St, Springfield, KY 40069

Property Summary

Property TypeSingle Family Home
Lot Size0.206 acres (9,002 sqft)
OwnerCompany Name on Record
Last Sale$310,000 (Oct 2025)
Tax Bill$1,719 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18J-011.02

Property Details

APN / Parcel Number

Primary APN18J-011.02
Alternative APN
  • 11511

Exterior

Lot Area9,002 sqft (0.206 acres)

Location & Zoning

Account Number11511
Street Address224 W MAIN ST
CitySPRINGFIELD
StateKY
Zip40069-1229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOUTIQUE & .174 A - TR# 1-1
Legal SubdivisionKELLY LUMBER
Legal Tract1
JurisdictionWASHINGTON KY
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3037
Census Tract930201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Springfield Main Street Historic District
listed 2011 · 130 contributing resources · NRIS 11000803

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address224 W MAIN ST, SPRINGFIELD, KY 40069-1229
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Commercial Mortgage
SPRINGFIELD STATE BANK
Oct 16, 2018Deed of Trust, Mortgage
SPRINGFIELD STATE BANK
Jan 3, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2025 · Amount on Record
Deed SaleOct 29, 2025 · Amount on Record
Prior SaleJan 3, 2018 · Amount on Record
Deed Document Number2025122745
Deed Book / Page390 / 740
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON KY
Property Address224 W MAIN ST, SPRINGFIELD, KY 40069-1229
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 W MAIN ST, SPRINGFIELD, KY 40069-1229

Mortgage

Document Number00M352/671
DateOct 29, 2025
Book PageM352/671
Instrument122746
Lender
NameSPRINGFIELD STATE BANK
TypeBank
Address125 E MAIN ST, SPRINGFIELD, KY 40069
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2045
Interest
Rate TypeAdjustable Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON KY
Property Address224 W MAIN ST, SPRINGFIELD, KY 40069-1229
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00290/0142
DateOct 16, 2018
Book Page0290/0142
Lender
NameSPRINGFIELD STATE BANK
TypeBank
AddressSPRINGFIELD, KY 40069
Agreement
AmountAmount Recorded
Term240 Months
DueOct 12, 2038
Interest
Rate TypeAdjustable Rate

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON KY
Recording DateJan 3, 2018
Property Address224 W MAIN ST, SPRINGFIELD, KY 40069-1229
Document Number00355/0588
Book / Page0355 / 0588
Instrument DateJan 3, 2018
Transaction TypeTransfer
Record UpdatedFeb 24, 2023

Transaction

AmountAmount Recorded
Tax$10.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 387, SPRINGFIELD, KY 40069-0387

Transferred To (Grantee/Buyer)

NameVerified Name
Address2292 LINCOLN PARK RD, SPRINGFIELD, KY 40069-9579

Tax Assessment & Valuation

Source: Washington County assessment roll, as of November 25, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWashington County
MunicipalitySpringfield City
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,719.00 (+15.21%)$180,000 (+2%)$180,000 (+2%)
2023$1,492.00$150,000$150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER WORKS
serves 13,205 people · EPA ID KY1150415
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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