224 W 6th St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 224 W 6th St, Waterloo, IA 50701

Property Summary

Property Type	Bank, Financial Building
Details	3,198 sqft · built 2010
Lot Size	0.45 acres (19,600 sqft)
Owner	Company Name on File
Tax Bill	$28,152 (2025)
Flood Zone	Zone AO (high risk)
APN	`8913-26-278-014`

Property Details

APN / Parcel Number

Primary APN	`8913-26-278-014`

Interior

Stories	1 Story
Building Area	3,198 sqft Gross Area
1st Floor Area	3,198 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Metal
Lot Area	19,600 sqft (0.45 acres)
Lot Dimensions	140 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	224 W 6TH ST
City	WATERLOO
State	IA
Zip	50701-5452
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	ORIGINAL PLAT WATERLOO WEST SE 20 FT LOT 8 BLK 9 ALL LOT 9 & 10 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	ORIGINAL PLAT WATERLOO WEST
Legal Block	9
Legal Lot Number	8-10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2073
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-26-278-014

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	131 TOWER PARK DR, 100, WATERLOO, IA 50701-9374
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,152.00	$754,880 (-) Land $117,600 Building $637,280	$754,880 (-) Land $117,600 Building $637,280
2024	$28,152.00 (+65.41%)
2023		$754,880 (+42.57%) Land $117,600 Building $637,280	$754,880 (+42.57%) Land $117,600 Building $637,280
2022	$17,020.00	$529,470 Land $84,000 Building $445,470
2021			$529,470 Land $84,000 Building $445,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1978–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1991 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

Based on FCC filings for 181 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.