224 W 4th St, Ashland, OH 44805 Property Records

Ashland County property record for 224 W 4th St, Ashland, OH 44805

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,792 sqft · built 1930
Lot Size	0.061 acres (2,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$91,700 (Jan 2023)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P43-043-A-0165-00`

Property Details

APN / Parcel Number

Primary APN	`P43-043-A-0165-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	1,904 sqft
Upper Floors Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	2,640 sqft (0.061 acres)
Lot Dimensions	66 ft deep x 40 ft wide
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	224 W 4TH ST
City	ASHLAND
State	OH
Zip	44805-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	224 W 4TH ST R=43A LOT 405-B
Legal Lot Number	405-B
Jurisdiction	ASHLAND OH
Township / Civil Division	ASHLAND
Census Block Group	4
Census Block	4011
Census Tract	970300

Owner

Source: Ashland County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 W 4TH ST, ASHLAND, OH 44805-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 30, 2023	Survivorship Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Oct 9, 1992 · Amount on Record
Deed Document Number	2023414
Deed Book / Page	984 / 2401
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND OH
Property Address	224 W 4TH ST, ASHLAND, OH 44805-2001
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01000/5966
Date	Nov 7, 2025
Book Page	1000/5966
Instrument	202500005593

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

January 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ASHLAND OH
Recording Date	Jan 30, 2023
Property Address	224 W 4TH ST, ASHLAND, OH 44805-2001
Document Number	00984/2401
Book / Page	984 / 2401
Instrument Date	Jan 30, 2023
Instrument	202300000414
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	SOUTHERN TITLE, SOUTHERN TITLE OF OHIO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 W 4TH ST, ASHLAND, OH 44805-2001

Mortgage

Document Number	202300000415
Date	Jan 30, 2023
Instrument	202300000415

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Ashland County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashland County
Municipality	Ashland City
Unified School District	Ashland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00 (-2.64%) Homeowner's exemption	$36,300 (-) Land $4,200 Building $32,100
2023	$1,287.00 (+7.34%)	$36,300 (+34.99%) Land $4,200 Building $32,100	$103,700 (+35.01%) Land $11,990 Building $91,710
2022	$1,199.00	$26,890 Land $3,110 Building $23,780
2020			$76,810 Land $8,880 Building $67,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND CITY serves 20,648 people · EPA ID OH0300112
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable · Fiber in parts of the area	1,000 / 20

May also be available: Spectrum, Verizon.

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