224 W 13th St, Duluth, MN 55806 Property Records

St. Louis County property record for 224 W 13th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,864 sqft · built 1892
Lot Size	0.519 acres (22,615 sqft)
Owner	Individual Name on Record
Last Sale	$97,700 (Jan 2009)
Tax Bill	$7,006 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1350-16040`

Property Details

APN / Parcel Number

Primary APN	`010-1350-16040`
Alternative APN	`874340`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,864 sqft Gross Area
1st Floor Area	2,112 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	22,615 sqft (0.519 acres)
Garage Area	780 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	364 sqft
Deck Area	84 sqft
Storage Building	112 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	874340
Street Address	224 W 13TH ST
City	DULUTH
State	MN
Zip	55806-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 44, 46 AND 48, BLOCK 179 SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIVISION
Legal Block	179
Legal Lot Number	44,46
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1011
Census Tract	1800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2857 EXETER ST, 1, DULUTH, MN 55806-3411
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2009 · Amount on Record
Deed Sale	Jan 28, 2009 · Amount on Record
Prior Sale	Apr 19, 2007 · Amount on Record
Deed Document Number	2009863800
Last Transfer Date	Mar 13, 2013
Transfer Doc	000T928039
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	224 W 13TH ST, DULUTH, MN 55806-2526
Document Number	00T1021848
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 W 13TH ST DULUTH MN 558062526, DULUTH, MN 55806-2526

Mortgage

Document Number	00T1021848
Date	Mar 30, 2020
Instrument	T1021848

Lender

Name	AMERICAN BK/THE NORTH
Type	Bank
Address	COOK, MN 55723

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Mar 29, 2060

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,006.00 (+11.24%)
2025	$6,298.00 (+7.15%)	$515,600 (+15.37%) Land $50,400 Building $465,200	$515,600 (+15.37%) Land $50,400 Building $465,200
2024	$5,878.00	$446,900 (+18.98%) Land $48,800 Building $398,100	$446,900 (+18.98%) Land $48,800 Building $398,100
2022		$375,600 Land $44,300 Building $331,300	$375,600 Land $44,300 Building $331,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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