224 Villa Rd, Springfield, OH 45503 Property Records

Clark County property record for 224 Villa Rd, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1953
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2017)
Tax Bill	$2,451 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-03-00032-403-021`

Property Details

APN / Parcel Number

Primary APN	`220-03-00032-403-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	54,886 sqft (1.26 acres)
Lot Dimensions	439 ft deep x 125 ft wide
Terrain	Rolling
Garage Area	418 sqft
Porch	Open Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	224 VILLA RD
City	SPRINGFIELD
State	OH
Zip	45503-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	POLO HILLS ALL; 12
Legal Subdivision	POLO HILLS
Legal Block	403
Legal Lot Number	12
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	1
Census Block	1008
Census Tract	2501

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	224 VILLA RD, SPRINGFIELD, OH 45503-1206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage · FHA Mortgage UNION SAVINGS BANK
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Feb 7, 2017	Survivorship Deed, Transfer · FHA Mortgage OHIO REAL ESTATE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2017 · Amount on Record
Deed Sale	Feb 7, 2017 · Amount on Record
Prior Sale	Nov 28, 2005
Deed Document Number	401
Deed Book / Page	2107 / 2315
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	224 VILLA RD, SPRINGFIELD, OH 45503-1206
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	OHIO REAL ESTATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004508
Date	Mar 30, 2017
Book Page	2112/0073
Instrument	201700004508

Lender

Name	UNION SAVINGS BANK
Type	Non-Lending Institution
Address	8534 E KEMPER RD, CINCINNATI, OH 45249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2047

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	224 VILLA RD, SPRINGFIELD, OH 45503-1206
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012305
Date	Jul 16, 2021
Book Page	2194/2375
Instrument	202100012305

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

February 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLARK OH
Recording Date	Feb 7, 2017
Property Address	224 VILLA RD, SPRINGFIELD, OH 45503-1206
Document Number	0000001654
Book / Page	2107 / 2315
Map Reference	VOL 9 PG 12-B
Instrument Date	Jan 30, 2017
Instrument	201700001654
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	OHIO REAL ESTATE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 VILLA RD, SPRINGFIELD, OH 45503-1206

Mortgage

Document Number	, 201700001655
Date	Feb 7, 2017
Instrument	201700001655

Lender

Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,160 (+39.62%) Land $18,000 Building $60,160	$223,300 (+39.61%) Land $51,420 Building $171,880
2024	$2,451.00 (+3.03%)
2023		$55,980 Land $17,610 Building $38,370
2022	$2,379.00		$159,940 Land $50,310 Building $109,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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