Crow Wing County property record for 224 SW 5th St, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,376 sqft · built 1900 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,000 (Jan 2025) |
| Tax Bill | $1,210 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 091980250010009 |
| Primary APN | 091980250010009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 656 sqft |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 336 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Area | 220 sqft |
| Porch | Slab |
| Porch Area | 78 sqft |
| Heating System | Oil |
|---|
| Account Number | 184415 |
|---|---|
| Street Address | 224 SW 5TH ST |
| City | BRAINERD |
| State | MN |
| Zip | 56401-3248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLOCK 25 |
| Legal Range | 28W |
| Legal Township | 133 |
| Legal Section | 04 |
| Legal Subdivision | WEST BRAINERD |
| Legal Block | 25 |
| Legal Lot Number | 1 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | BRAINERD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 951303 |
Source: Crow Wing County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 224 SW 5TH ST, BRAINERD, MN 56401-3248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jan 22, 2025 | Warranty Deed, Transfer · FHA Mortgage LUMINATE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on Record |
| Deed Sale | Jan 22, 2025 · Amount on Record |
| Prior Sale | Feb 4, 2021 · Amount on Record |
| Deed Document Number | 20251005652 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Jun 17, 2026 |
| Property Address | 224 SW 5TH ST, BRAINERD, MN 56401-3248 |
| Document Number | 0001025276 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 20261025276 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 224 SW 5TH ST, BRAINERD, MN 56401-3248 |
| Document Number | 0001025276, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20261025276 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate | 6.56% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CROW WING MN |
| Recording Date | Jan 22, 2025 |
| Property Address | 224 SW 5TH ST, BRAINERD, MN 56401-3248 |
| Document Number | 0001005652 |
| Instrument Date | Jan 14, 2025 |
| Instrument | 1005652 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | UNKNOWN, THE TITLE TEAM NOBLE ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 SW 5TH ST, BRAINERD, MN 56401-3248 |
| Document Number | 0001005653 |
|---|---|
| Date | Jan 22, 2025 |
| Instrument | 1005653 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Municipality | Brainerd City |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,210.00 (-0.82%) Homeowner's exemption | $188,900 (+31.91%) Land $43,800 Building $145,100 | $188,900 (+31.91%) Land $43,800 Building $145,100 |
| 2025 | $1,220.00 (+3.39%) Homeowner's exemption | $143,200 (+8.65%) Land $42,900 Building $100,300 | $143,200 (+8.65%) Land $42,900 Building $100,300 |
| 2023 | $1,180.00 Homeowner's exemption | $131,800 Land $39,900 Building $91,900 | $131,800 Land $39,900 Building $91,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Brainerd serves 14,670 people · EPA ID MN1180002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.63 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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