Monmouth County and Howell Township property record for 224 Sunset Ln, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,409 sqft · built 1949 |
| Lot Size | 0.228 acres (9,936 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jul 2026) |
| Tax Bill | $7,863 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00079-0000-00043 |
| Primary APN | 21-00079-0000-00043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,409 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Upper Floors Area | 318 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,936 sqft (0.228 acres) |
| Lot Dimensions | 144 ft deep x 69 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 039220 |
|---|---|
| Street Address | 224 SUNSET LN |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Subdivision | LAND OPINES SEC 07 |
| Legal Block | 79 |
| Legal Lot Number | 43 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 811304 |
224 Sunset Ln is owned and occupied by two individuals who bought it in July 2026.
Source: Monmouth County and Howell Township records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 SUNSET LN, HOWELL, NJ 07731-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORPORATION |
| Jul 23, 2026 | Deed, Transfer · FHA Mortgage UNITED MORTGAGE CORPORATION |
| Feb 13, 2020 | Deed of Trust, Mortgage · VA Mortgage CMG FIN'L |
| May 21, 2018 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2026 · Amount on File |
| Deed Sale | Jul 23, 2026 · Amount on File |
| Prior Sale | May 21, 2018 · Amount on File |
| Deed Document Number | 202660590 |
| Deed Book / Page | 9804 / 3179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 224 SUNSET LN, HOWELL, NJ 07731-1925 |
| Document Number | 0000067901 |
| Book / Page | 9808 / 5374 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202667901 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ABSTRACT TITLE, TRIDENT ABSTRACT TITLE |
| Name | Verified Name |
|---|---|
| Address | 224 SUNSET LN, HOWELL, NJ 07731-1925 |
| Investor | Possibly a Property Investor |
| Document Number | 0000067901, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 9808/5374 |
| Instrument | 202667901 |
| Name | UNITED MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 23, 2026 |
| Property Address | 224 SUNSET LN, HOWELL, NJ 07731-1925 |
| Document Number | 0000060590 |
| Book / Page | 9804 / 3179 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202660590 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | GOLDFINCH TITLE AGENCY LLC, GOLDFINCH TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,975.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 SUNSET LN, HOWELL, NJ 07731-1925 |
| Investor | Possibly a Property Investor |
| Document Number | 0000060591, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 202660591 |
| Name | UNITED MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000060592, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 9804/3211 |
| Instrument | 202660592 |
| Name | NJ HOUSING AND MORTGAGE FINANCIAL AGENCY |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jul 17, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 224 SUNSET LN, HOWELL, NJ 07731-1925 |
| Document Number | 0000021359 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | INNOVATION TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 224 SUNSET LN HOWELL NJ 077311925, HOWELL, NJ 07731-1925 |
| Document Number | 0000021359 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 009398/009842 |
| Instrument | 21359 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 21, 2018 |
| Property Address | 224 SUNSET LN, HOWELL, NJ 07731-1925 |
| Document Number | 0000049402 |
| Book / Page | 009288 / 001621 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 49402 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $294.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 224 SUNSET LN HOWELL NJ 077311925, HOWELL, NJ 07731-1925 |
| Document Number | 49403 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 009288/001627 |
| Instrument | 49403 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2048 |
The 2025 property tax bill for 224 Sunset Ln was $7,863, up 2% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,300 (+9.06%) Land $291,400 Building $206,900 | $498,300 (+9.06%) Land $291,400 Building $206,900 | |
| 2025 | $7,863.00 (+2%) | $456,900 Land $251,900 Building $205,000 | $456,900 Land $251,900 Building $205,000 |
| 2024 | $7,709.00 | ||
| 2023 | $409,900 Land $213,400 Building $196,500 | $409,900 Land $213,400 Building $196,500 | |
| 2022 | $7,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 Sunset Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 224 Sunset Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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