Berks County property record for 224 Summit Ave, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,924 sqft · built 1970 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Apr 2020) |
| Tax Bill | $3,458 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5316-08-78-7898 |
| Primary APN | 5316-08-78-7898 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,548 sqft |
| 1st Floor Area | 1,924 sqft |
| Basement Area | 624 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 64111150 |
|---|---|
| Street Address | 224 SUMMIT AVE |
| City | READING STATION |
| State | PA |
| Zip | 19606-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 78 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | MOUNT PENN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 12200 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 224 SUMMIT AVE, READING STATION, PA 19606-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit SUN FEDERAL CREDIT UNION |
| Apr 30, 2020 | Deed, Transfer · Conventional Mortgage SUN FCU |
| Sep 18, 2017 | Deed, Transfer · FHA Mortgage MORTGAGE AMERICA INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on Record |
| Deed Sale | Apr 30, 2020 · Amount on Record |
| Prior Sale | Sep 18, 2017 |
| Deed Document Number | 202014502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 24, 2026 |
| Property Address | 224 SUMMIT AVE, READING STATION, PA 19606-1912 |
| Document Number | 0000012573 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202612573 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 224 SUMMIT AVE, READING STATION, PA 19606-1912 |
| Document Number | 0000012573, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 202612573 |
| Name | SUN FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 30, 2020 |
| Property Address | 224 SUMMIT AVE, READING STATION, PA 19606-1912 |
| Document Number | 0000014502 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 2020014502 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | STEWART ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 SUMMIT AVE, READING STATION, PA 19606-1912 |
| Document Number | 0000014503 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020014503 |
| Name | SUN FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | May 1, 2025 |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Sep 18, 2017 |
| Property Address | 224 SUMMIT AVE, READING STATION, PA 19606-1912 |
| Document Number | 0000034328 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 2017034328 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 224 SUMMIT AVE, READING STATION, PA 19606-1912 |
| Document Number | 0000034329 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 2017034329 |
| Name | MORTGAGE AMERICA INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Mount Penn Borough |
| Unified School District | Antietam School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,458.00 (+5.52%) Homeowner's exemption | $112,600 (-) Land $38,800 Building $73,800 | $38,800 (-) Land $38,800 |
| 2025 | $3,277.00 (+7.06%) Homeowner's exemption | $112,600 (-) Land $38,800 Building $73,800 | $38,800 (-65.54%) Land $38,800 |
| 2024 | $3,061.00 | $112,600 Land $38,800 Building $73,800 | |
| 1994 | $112,600 Land $38,800 Building $73,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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