Haywood County property record for 224 Substation Rd, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 858 sqft · built 1922 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Jun 2015) |
| Tax Bill | $739 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2020 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 8656-77-2603 |
| Primary APN | 8656-77-2603 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 858 sqft Heated Area |
| Gross Area | 1,099 sqft |
| 1st Floor Area | 858 sqft |
| Basement Area | 938 sqft |
| Unfinished Basement | 938 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 240262 |
|---|---|
| Street Address | 224 SUBSTATION RD |
| City | CANTON |
| State | NC |
| Zip | 28716-3464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CNR1 |
| Legal Description | #51-54 & 72-75 J Z SMATHERS |
| Legal Subdivision | J Z SMATHERS |
| Legal Unit | 51 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 920300 |
224 Substation Rd is owned and occupied by an individual who bought it in June 2015.
Source: Haywood County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 224 SUBSTATION RD, CANTON, NC 28716-3464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 13, 2020 | Loan Modification, Mortgage · VA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2015 · Amount on File |
| Deed Sale | Jun 3, 2015 · Amount on File |
| Prior Sale | Nov 19, 2009 · Amount on File |
| Deed Document Number | 20154346 |
| Deed Book / Page | 886 / 2078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 224 SUBSTATION RD, CANTON, NC 28716-3464 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010521138 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 1052/1138 |
| Instrument | 2022000132 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 224 SUBSTATION RD, CANTON, NC 28716-3464 |
| Document Number | 0010122340 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 52 SUBSTATION RD CANTON NC 287164710, CANTON, NC 28716-4710 |
| Document Number | 0010122340 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 001012/002340 |
| Instrument | 11619 |
| Name | MR COOPER |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2050 |
| Rate | 3.37% |
|---|
The 2025 property tax bill for 224 Substation Rd was $739.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Municipality | Canton Town |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,500 (-) Land $16,100 Building $89,400 | ||
| 2025 | $739.00 | $105,500 Land $16,100 Building $89,400 | $105,500 Land $16,100 Building $89,400 |
| 2023 | $105,500 Land $16,100 Building $89,400 | $105,500 Land $16,100 Building $89,400 | |
| 2021 | $105,500 Land $16,100 Building $89,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 Substation Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 21 (1983–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 224 Substation Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CANTON serves 7,850 people · EPA ID NC0144015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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