Kenton County property record for 224 Sterrett Ave, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,899 sqft · built 1914 |
| Lot Size | 0.074 acres (3,237 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-41-04-012.00 |
| Primary APN | 055-41-04-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,899 sqft Finished Area |
| Gross Area | 2,108 sqft |
| Year Built | Built 1914 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Slate |
| Lot Area | 3,237 sqft (0.074 acres) |
| Lot Dimensions | 98.1 ft deep x 33 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0554104012.00 |
|---|---|
| Street Address | 224 STERRETT AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALLACE S 33X98.14' LOT 65 |
| Legal Subdivision | WALLACE ROBERT |
| Legal Lot Number | 65 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 61100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 STERRETT AVE, COVINGTON, KY 41014-1245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1976 |
| Deed Sale | Jul 1, 1976 |
| Deed Document Number | 0000669219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 224 STERRETT AVE, COVINGTON, KY 41014-1245 |
| Document Number | 0000000158 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 224 STERRETT AVE COVINGTON KY 410141245, COVINGTON, KY 41014-1245 |
| Document Number | 0000000158 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 0C6419/000019 |
| Instrument | 158 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (-2.22%) Homeowner's exemption | $202,100 (-) Land $5,000 Building $197,100 | $202,100 (-) Land $5,000 Building $197,100 |
| 2023 | $2,073.00 Homeowner's exemption | $202,100 Land $5,000 Building $197,100 | $202,100 Land $5,000 Building $197,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures