224 Spring Dr, Berkeley Springs, WV 25411 Property Records

Morgan County property record for 224 Spring Dr, Berkeley Springs, WV 25411

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,536 sqft · built 1980
Lot Size	15.5 acres (676,269 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,166 (2025)
Deeds & Mortgages	Mar 2023 Refinance Aug 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`06-3-0049.0000`

Property Details

APN / Parcel Number

Primary APN	`06-3-0049.0000`
Alternative APN	`33-06-3-0049.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	676,269 sqft (15.5 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	224 SPRING DR
City	BERKELEY SPRINGS
State	WV
Zip	25411-5546
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SLEEPY CREEK MTN RETREAT S/D LOT 26A 15.525 AC
Legal Subdivision	SLEEPY CREEK MTN RETREAT S/D
Legal Lot Number	26A
Jurisdiction	MORGAN WV
Township / Civil Division	2
Census Block Group	1
Census Block	1014
Census Tract	971001

Owner

Source: Morgan County records · APN 06-3-0049.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 SPRING DR, BERKELEY SPRINGS, WV 25411-5546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance C&F MORTGAGE CORP
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2023
Deed Sale	Mar 13, 2023
Deed Document Number	0000290559
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	224 SPRING DR, BERKELEY SPRINGS, WV 25411-5546
Transaction Type	Mortgage
Record Updated	Apr 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000496/244
Date	Mar 13, 2023
Book Page	496/244
Instrument	892632

Lender

Name	C&F MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN WV
Property Address	224 SPRING DR, BERKELEY SPRINGS, WV 25411-5546
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000473/146
Date	Aug 26, 2021
Book Page	473/146
Instrument	879896

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 01, 2031

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,166.00 (+11.58%)	$117,300 (+12.23%) Land $19,260 Building $98,040	$195,500 (+12.23%) Land $32,100 Building $163,400
2023	$1,045.00 (+0.77%)	$104,520 (+0.81%) Land $17,700 Building $86,820	$174,200 (+0.81%) Land $29,500 Building $144,700
2022	$1,037.00 Additional exemption filed	$103,680 Land $17,700 Building $85,980	$172,800 Land $29,500 Building $143,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 25, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 49% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Dr

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