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224 Spring Borough Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 224 Spring Borough Dr, O Fallon, MO 63368 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,598 sqft · built 2006
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$267,200 (Oct 2016)
Tax Bill$4,286 (2025)
Deeds & MortgagesDec 2019 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT062000175

Property Details

APN / Parcel Number

Primary APNT062000175
Alternative APN
  • 4-0037-9976-00-015C.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,598 sqft Living Area
Gross Area3,336 sqft
1st Floor Area1,188 sqft
Basement Area918 sqft
Finished Basement600 sqft
Unfinished Basement318 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialStone
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area78 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT062000175
Street Address224 SPRING BOROUGH DR
CityO FALLON
StateMO
Zip63368-7446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVLGS AT SPRINGHURST #1 LOT 15C
Legal SubdivisionVLGS AT SPRINGHURST #1
Legal Lot Number15C
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1005
Census Tract312207

Owner

Source: St. Charles County records · APN T062000175

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address224 SPRING BOROUGH DR, O FALLON, MO 63368-7446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
US WIDE FINANCIAL LLC
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACCESS CAPITAL FUNDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2016 · Amount on Record
Deed SaleOct 25, 2016 · Amount on Record
Prior SaleMay 04, 2015 · Amount on Record
Deed Document Number2016718060
Deed Book / Page6638 / 856
Prior Transfer DateOct 02, 2009
Prior Transfer Doc0052791148
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address224 SPRING BOROUGH DR, O FALLON, MO 63368-7446
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071961865
DateDec 10, 2019
Book Page7196/1865
Instrument20191210000710050
Lender
NameUS WIDE FINANCIAL LLC
TypeLending Institution
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2034

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address224 SPRING BOROUGH DR, O FALLON, MO 63368-7446
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 SPRING BOROUGH DR, O FALLON, MO 63368-7446

Mortgage

Document Number0073830836
DateAug 27, 2020
Book Page7383/836
Instrument20200827000627810
Lender
NameACCESS CAPITAL FUNDING LLC
TypeLending Institution
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,286.00 (+5.13%)$64,442 (+8.26%)$339,168 (+8.26%) Land $59,999 Building $279,169
2024$4,077.00
2023$59,526
2022$313,297 Land $49,999 Building $263,298

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 6% of Missouri
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
BrightspeedFiber940 / 940
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20

May also be available at this address: Gateway Fiber Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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