224 Split Rail Trl, Hesperus, CO 81326 Property Records

La Plata County property record for 224 Split Rail Trl, Hesperus, CO 81326

Property Summary

Property Type	Vacant Land
Lot Size	35 acres (1,524,600 sqft)
Owner	2 Individual Names on File
Last Sale	$151,000 (Dec 2020)
Tax Bill	$2,454 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5655-064-00-039`

Property Details

APN / Parcel Number

Primary APN	`5655-064-00-039`
Alternative APN	`R424057`

Exterior

Lot Area	1,524,600 sqft

Location & Zoning

Account Number	R424057
Street Address	224 SPLIT RAIL TRL
City	HESPERUS
State	CO
Zip	81326-7706
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SUBDIVISION: CHOKE CHERRY CREEK RANCH LOT: 7 224 SPLIT RAIL TRL HESPERUS 81326
Legal Subdivision	CHOKE CHERRY CREEK RANCH
Legal Block	3
Legal Lot Number	7
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3020
Census Tract	970701

Owner

Source: La Plata County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 SPLIT RAIL TRL, HESPERUS, CO 81326-7706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit DOLORES STATE BANK
Dec 28, 2020	Warranty Deed, Transfer · Commercial Mortgage THE DORTEZ BRANCH

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Apr 13, 2009 · Amount on Record
Deed Document Number	20201184120
Prior Transfer Date	Sep 9, 2009
Prior Transfer Doc	0001003503
Record Updated	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 27, 2026
Property Address	224 SPLIT RAIL TRL, HESPERUS, CO 81326-7706
Document Number	0001253554
Instrument Date	Apr 20, 2026
Instrument	20261253554
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Investor	Possibly a Property Investor

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Apr 20, 2026
Property Address	224 SPLIT RAIL TRL, HESPERUS, CO 81326-7706
Document Number	0001253378
Instrument Date	Apr 17, 2026
Instrument	20261253378
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 N ASH ST, CORTEZ, CO 81321-2816

Mortgage

Document Number	0001253378,
Date	Apr 20, 2026
Instrument	20261253378

Lender

Name	DOLORES STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 17, 2041

Interest

Rate	5.54%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 28, 2020
Property Address	224 SPLIT RAIL TRL, HESPERUS, CO 81326-7706
Document Number	0001184120
Map Reference	DOC 826969
Instrument Date	Dec 28, 2020
Instrument	1184120
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TITLE & CLOSING SER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$15.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 N ASH ST, CORTEZ, CO 81321-2816

Mortgage

Document Number	0001184121
Date	Dec 28, 2020
Instrument	1184121

Lender

Name	THE DORTEZ BRANCH
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,880 (-3.71%) Land $43,570 Building $1,310	$172,620 (-) Land $167,580 Building $5,040
2025	$2,454.00 (-7.01%)	$46,610 (-2.45%) Land $45,250 Building $1,360	$172,620 (+0.81%) Land $167,580 Building $5,040
2024	$2,639.00 (+14.74%)
2023	$2,300.00 (+181.52%)	$47,780 (+174.28%) Land $46,680 Building $1,100	$171,230 (+185.05%) Land $167,300 Building $3,930
2022	$817.00	$17,420 Land $16,240 Building $1,180	$60,070 Land $56,000 Building $4,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nimbus Solutions Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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