224 Spence Ln, Elgin, TX 78621 Property Records

Bastrop County property record for 224 Spence Ln, Elgin, TX 78621 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1994
Square Footage1,779 sqft Living Area
Lot Size47,350 sqft (1.08 acres)
GarageAttached, 572 sqft
OccupancyOwner Occupied
Last Sale$256,300 (2017)
Tax Bill$5,155.00 (2025)

Property Details

APN / Parcel Number

Primary APNR75117
Alternative APN
  • O0193229

Interior

Building Area1,779 sqft Living Area
Gross Area2,396 sqft Gross Area
1st Floor1,779 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick Veneer Exterior
Roof MaterialComposition Shingle Roof
Lot Area47,350 sqft (1.08 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage
PorchCovered Porch
Porch Area45 sqft Porch
Storage Building80 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address224 SPENCE LN
CityELGIN
StateTX
Zip78621-5052
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA288 RAINS, JAMES, ACRES 1.0870
Legal SubdivisionRAINS, JAMES
Legal Block2
JurisdictionBASTROP TX
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2008
Census Tract950102

Owner

Source: Bastrop County records · APN R75117

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address224 SPENCE LN, ELGIN, TX 78621-5052
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2017 · Amount on Record
Deed SaleFeb 13, 2017 · Amount on Record
Prior SaleDec 21, 2015
Deed Doc Number20172144
Prior Transfer DateSep 06, 2006
Prior Transfer Doc0000013694
Record RefreshedSep 20, 2026

February 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBASTROP TX
Recording DateFeb 13, 2017
Property Address224 SPENCE LN, ELGIN, TX 78621-5052
Document Number201702144
Instrument DateFeb 07, 2017
Instrument201702144
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address401 INVERRARY UNIT 2, 401, ROCKPORT, TX 78382-6935

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 SPENCE LN, ELGIN, TX 78621-5052
InvestorPossibly a Property Investor

Mortgage

Document Number201702145
DateFeb 13, 2017
Instrument201702145
Lender
NameFIRST NATIONAL BANK OF BASTROP
TypeBank
Special NotesLender is also the Seller
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 13, 2018
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change5.5%
IndexPrime Rate
Max Rate10%

Mortgage

Document Number201702146
DateFeb 13, 2017
Instrument201702146
Lender
NameFIRST NATIONAL BANK OF BASTROP
TypeBank
AddressBASTROP, TX 78602
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 13, 2018
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change5.5%
IndexPrime Rate
Max Rate10%

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBastrop County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,155.00 (+2.3%) Homeowner's exemption$351,591 (-3.97%) Land $142,907 Building $208,684$351,591 (-3.97%) Land $142,907 Building $208,684
2024$5,039.00
2023$366,143 Land $120,286 Building $245,857$366,143 Land $120,286 Building $245,857

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 23% of Texas
Wildfire LikelihoodAbout 1 in 1,163 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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