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224 Snake Hill Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 224 Snake Hill Rd, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,575 sqft · built 1908
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$402,500 (Nov 2022)
Tax Bill$5,122 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNAYER M:021 B:0000 L:0027

Property Details

APN / Parcel Number

Primary APNAYER M:021 B:0000 L:0027

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,575 sqft Living Area
Basement Area408 sqft
Unfinished Basement408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address224 SNAKE HILL RD
CityAYER
StateMA
Zip01432-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number27
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2007
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address224 SNAKE HILL RD, AYER, MA 01432-1508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Oct 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Feb 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
WORKERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2022 · Amount on Record
Deed SaleNov 29, 2022 · Amount on Record
Prior SaleJul 25, 1986 · Amount on Record
Deed Book / Page80994 / 48
Prior Transfer DateNov 28, 2022
Prior Transfer Doc0080994-48
Record UpdatedOct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateNov 29, 2022
Property Address224 SNAKE HILL RD, AYER, MA 01432-1508
Document Number0080994-48
Book / Page80994 / 48
Instrument DateNov 28, 2022
Instrument173949
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 SNAKE HILL RD, AYER, MA 01432-1508

Mortgage

Document Number0000173950
DateNov 29, 2022
Instrument173950
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address224 SNAKE HILL RD, AYER, MA 01432-1508
Document Number74201-69
Instrument DateOct 1, 2019
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 SNAKE HILL RD AYER MA 014321508, AYER, MA 01432-1508

Mortgage

Document Number74201-69
DateFeb 28, 2020
Book Page074201/000069
Instrument29740
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address224 SNAKE HILL RD, AYER, MA 01432-1508
Document Number68914-336
Book / Page068914 / 000336
Instrument DateFeb 15, 2017
Transaction TypeMortgage
Record UpdatedMar 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number68914-336
DateFeb 21, 2017
Book Page068914/000336
Instrument26770
Lender
NameWORKERS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2047

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,122.00 (+8.84%)$428,300 (+13.04%) Land $142,000 Building $286,300$472,815 (+6.8%)
2024$442,700
2023$4,706.00$378,900 Land $152,200 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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